104 Ancestry Ln, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 104 Ancestry Ln, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2,379 sqft · built 2016
Lot Size	0.193 acres (8,429 sqft)
Owner	Individual Name on Record
Last Sale	$244,965 (Aug 2016)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`196-12-04-056`

Property Details

APN / Parcel Number

Primary APN	`196-12-04-056`
Alternative APN	`197-00-01-087`

Interior

Building Area	2,379 sqft Finished Area
Gross Area	2,982 sqft
1st Floor Area	1,366 sqft
2nd Floor Area	1,013 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	8,429 sqft (0.193 acres)
Garage Area	459 sqft
Porch	Patio
Porch Area	144 sqft

Location & Zoning

Street Address	104 ANCESTRY LN
City	MONCKS CORNER
State	SC
Zip	29461-6723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	FOXBANK TR I PH 2LOT 56
Legal Subdivision	FOXBANK PLANTATION
Legal Tract	1
Legal Lot Number	56
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1028
Census Tract	20601

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 ANCESTRY LN, MONCKS CORNER, SC 29461-6723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNISON AGREEMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on Record
Deed Sale	Aug 1, 2016 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	201623914
Deed Book / Page	2236 / 954
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	104 ANCESTRY LN, MONCKS CORNER, SC 29461-6723
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03662/0208
Date	Jan 22, 2021
Book Page	3662/208
Instrument	2021003297

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	104 ANCESTRY LN, MONCKS CORNER, SC 29461-6723
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04002/0001
Date	Oct 8, 2021
Book Page	4002/1
Instrument	2021047804

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	104 ANCESTRY LN, MONCKS CORNER, SC 29461-6723
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04312/0977
Date	Jul 19, 2022
Book Page	4312/977
Instrument	2022028748

Lender

Name	UNISON AGREEMENT CORP
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,105 (+2,400.04%) Land $54,527 Building $224,578	$383,900 (-) Land $75,000 Building $308,900
2025	$1,652.00 (+6.37%)	$11,164 (-) Land $2,181 Building $8,983	$383,900 (-) Land $75,000 Building $308,900
2024	$1,553.00 (-11.61%) Homeowner's exemption	$11,164 (+15%) Land $2,181 Building $8,983	$383,900 (+58.18%) Land $75,000 Building $308,900
2022	$1,757.00 Homeowner's exemption	$9,708 Land $1,920 Building $7,788	$242,700 Land $48,000 Building $194,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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