Frederick County property record for 104 Accomack Cir, Stephens City, VA 22655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1983 |
| Lot Size | 0.37 acres (16,252 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,900 (Feb 2020) |
| Tax Bill | $2,458 (2026) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75E1-3-228 |
| Primary APN | 75E1-3-228 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 5,071 sqft |
| 1st Floor Area | 1,756 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,252 sqft (0.37 acres) |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 800 sqft |
| Porch | Porch |
| Porch Area | 165 sqft |
| Patio Area | 880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8024020 |
|---|---|
| Street Address | 104 ACCOMACK CIR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | FREDERICKTOWNE L228 S3 |
| Legal Subdivision | FREDERICKTOWNE |
| Legal Lot Number | 228 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | OPEQUON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50804 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 ACCOMACK CIR, STEPHENS CITY, VA 22655-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Warranty Deed, Transfer · FHA Mortgage CBC NATIONAL BANK MORTGAGE |
| Sep 29, 2017 | Grant Deed, Transfer BENCHMARK LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 20201786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 14, 2020 |
| Property Address | 104 ACCOMACK CIR, STEPHENS CITY, VA 22655-2707 |
| Document Number | 0000001786 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 200001786 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | PRIME TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 ACCOMACK CIR, STEPHENS CITY, VA 22655-2707 |
| Document Number | 0000001787 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 200001787 |
| Name | CBC NATIONAL BANK MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 29, 2017 |
| Property Address | 104 ACCOMACK CIR, STEPHENS CITY, VA 22655-2707 |
| Document Number | 0000010187 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 10187 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEMEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 ACCOMACK CIR STEPHENS CITY VA 226552707, STEPHENS CITY, VA 22655-2707 |
| Document Number | 10188 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 10188 |
| Name | BENCHMARK LNDG |
|---|---|
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,458.00 (+10.42%) | $463,844 Land $88,000 Building $375,844 | $463,844 Land $88,000 Building $375,844 |
| 2025 | $2,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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