104 7th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 104 7th Ave SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1900
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2023)
Tax Bill	$2,546 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74.36.34.026559`

Property Details

APN / Parcel Number

Primary APN	`74.36.34.026559`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,556 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	588 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	132 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 7TH AVE SE
City	ROCHESTER
State	MN
Zip	55904-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-107 RANGE-014 CITY LANDS 107-14-36 STATE PLT N64FT W132FT SEC 36-107-14 LOT 4
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	CITY LANDS 107-14-36 STATE PLT
Legal Lot Number	4
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1008
Census Tract	200

Owner

104 7th Ave SE is owned and occupied by an individual who bought it in December 2023.

Source: Olmsted County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	104 7TH AVE SE, ROCHESTER, MN 55904-4634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Dec 11, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 16, 2022	Intrafamily Transfer, Transfer LEGAL & TITLE SERVICES
Mar 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	20231597411
Prior Transfer Date	Oct 4, 2007
Prior Transfer Doc	00A1150062
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	104 7TH AVE SE, ROCHESTER, MN 55904-4634
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 7TH AVE SE, ROCHESTER, MN 55904-4634

Mortgage

Document Number	00A1637816
Date	Jan 5, 2026
Instrument	A-1637816

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OLMSTED MN
Recording Date	Dec 11, 2023
Property Address	104 7TH AVE SE, ROCHESTER, MN 55904-4634
Document Number	00A1597411
Instrument Date	Dec 7, 2023
Instrument	A-1597411
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 7TH AVE SE, ROCHESTER, MN 55904-4634

Mortgage

Document Number	00A1597412
Date	Dec 11, 2023
Instrument	A-1597412

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Mar 16, 2022
Property Address	104 7TH AVE SE, ROCHESTER, MN 55904-4634
Document Number	00A1561406
Instrument Date	Mar 16, 2022
Instrument	A-1561406
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LEGAL & TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2209 BALSAM CT SW, ROCHESTER, MN 55902-1136

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 29, 2019
Property Address	104 7TH AVE SE, ROCHESTER, MN 55904-4634
Document Number	00A1469332
Instrument Date	Mar 26, 2019
Instrument	A-1469332
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$494.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	00000

Tax Assessment & Valuation

The 2026 property tax bill for 104 7th Ave SE was $2,546 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00 Homeowner's exemption
2025		$175,500 Land $38,800 Building $136,700	$203,700 Land $45,000 Building $158,700
2023	$1,612.00
2022		$127,000 Land $30,000 Building $97,000	$127,000 Land $30,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 7th Ave SE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 7th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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