104 5th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 104 5th St S, Virginia, MN 55792

Property Summary

Property TypeApartments (5+ Units)
Details7 bd · 5 ba · 3,032 sqft · built 1910
Lot Size0.11 acres (4,816 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Dec 2024)
Tax Bill$4,164 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
Jan 2019 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN090-0030-01650

Property Details

APN / Parcel Number

Primary APN090-0030-01650
Alternative APNs
  • 1065639
  • 1116311

Interior

Bedrooms7 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Stories2 Stories
Building Area3,032 sqft Gross Area
1st Floor Area1,256 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,816 sqft (0.11 acres)

Exterior Amenities

PorchPorch
Porch Area295 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1116311
Street Address104 5TH ST S
CityVIRGINIA
StateMN
Zip55792-4506
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionLOT 1 AND E 1/2 OF LOT 2 SERIAL #
Legal SubdivisionSECOND ADDITION TO VIRGINIA
Legal Block82
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionVIRGINIA
Census Block Group1
Census Block1008
Census Tract13100

Owner

Source: St. Louis County assessment roll, APN 090-0030-01650, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address94812 COUNTY HIGHWAY 61, MOOSE LAKE, MN 55767-2220
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Line of Credit
MEMBERS COOPERATIVE CU
Jan 30, 2019Warranty Deed, Transfer · Line of Credit
MEMBERS COOPERATIVE CU
Nov 17, 2017Warranty Deed, Transfer · Line of Credit
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleJan 30, 2019 · Amount on Record
Deed Document Number20241501207
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address104 5TH ST S, VIRGINIA, MN 55792-4506
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6336 OVERLOOK CT, SAVAGE, MN 55378-3617

Mortgage

Document Number0001437781
DateFeb 18, 2022
Instrument1437781
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 30, 2019
Property Address104 5TH ST S, VIRGINIA, MN 55792-4506
Document Number00A1349212
Instrument DateJan 07, 2019
InstrumentA1349212
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$369.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 505 SAVAGE MN 553780505, SAVAGE, MN 55378-0505

Mortgage

Document NumberA1349213
DateJan 30, 2019
InstrumentA1349213
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number1349215,
DateJan 30, 2019
Instrument1349215
Lender
NameMARKETPLACE HM MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term36 Months
DueJan 29, 2022

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 17, 2017
Property Address104 5TH ST S, VIRGINIA, MN 55792-4506
Document Number00A1322439
Instrument DateOct 30, 2017
InstrumentA1322439
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$412.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address46 W RIVERSIDE RD ESKO MN 557339633, ESKO, MN 55733-9633

Mortgage

Document NumberA1322440
DateNov 17, 2017
InstrumentA1322440
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityVirginia City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$4,164.00 (+65.11%)
2025$2,522.00 (-12.73%)$195,600 (+92.14%) Land $5,200 Building $190,400$195,600 (+92.14%) Land $5,200 Building $190,400
2024$2,890.00 (+3.51%)$101,800 (-8.7%) Land $4,100 Building $97,700$101,800 (-8.7%) Land $4,100 Building $97,700
2023$2,792.00
2022$111,500 (-) Land $4,100 Building $107,400$111,500 (-) Land $4,100 Building $107,400
2021$111,500 Land $4,100 Building $107,400$111,500 Land $4,100 Building $107,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 710 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable · Fixed Wireless · Fiber in parts of the area
2,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Telephone Company, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690046, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVirginia
serves 8,361 people
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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