104 41st St, Bellingham, WA 98229 Property Records

Whatcom County property record for 104 41st St, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,083 sqft · built 1999
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$205,280 (Nov 2009)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`476550`

Property Details

APN / Parcel Number

Primary APN	`476550`
Alternative APNs	`380332 038127 0000` `78429`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	1,615 sqft
2nd Floor Area	468 sqft

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	476550
Street Address	104 41ST ST
City	BELLINGHAM
State	WA
Zip	98229-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM5.0
Legal Description	JAMESON'S 2ND BAY VIEW ADD TO FAIRHAVEN LOTS 1-2 BLK 3
Legal Range	03
Legal Township	38
Legal Section	32
Legal Subdivision	JAMESON'S 2ND BAY VIEW ADD
Legal Block	3
Legal Lot Number	1 2
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1008
Census Tract	902

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 41ST ST, BELLINGHAM, WA 98229-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2009 · Amount on Record
Deed Sale	Nov 20, 2009 · Amount on Record
Prior Sale	Jul 8, 2003
Deed Document Number	2091102281
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	104 41ST ST, BELLINGHAM, WA 98229-2840
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602420
Date	Jun 14, 2021
Instrument	2021-0602420

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	104 41ST ST, BELLINGHAM, WA 98229-2840
Document Number	2190500837
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 S 41ST ST BELLINGHAM WA 982292840, BELLINGHAM, WA 98229-2840

Mortgage

Document Number	2190500837
Date	May 8, 2019
Instrument	500837

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	104 41ST ST, BELLINGHAM, WA 98229-2840
Document Number	2180700557
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S 41ST ST BELLINGHAM WA 982292840, BELLINGHAM, WA 98229-2840

Mortgage

Document Number	2180700557
Date	Jul 6, 2018
Instrument	700557

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,486.00 (+36.94%)	$670,829 (+16.58%) Land $261,000 Building $409,829	$670,829 (+16.58%) Land $261,000 Building $409,829
2022		$575,413 Land $208,488 Building $366,925	$575,413 Land $208,488 Building $366,925
2021	$4,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, CenturyLink.

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