Estill County property record for 104 3rd St, Ravenna, KY 40472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1941 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2019) |
| Tax Bill | $484 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Mortgage + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | 082-20-29-012.00 |
| Primary APN | 082-20-29-012.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 29353 1 |
|---|---|
| Street Address | 104 3RD ST |
| City | RAVENNA |
| State | KY |
| Zip | 40472-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 104 3RD ST LOT 2 & HOUSE & GARAGE |
| Legal Subdivision | SAID TOWN AGREEABLE |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | ESTILL KY |
| Township / Civil Division | RAVENNA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 920100 |
104 3rd St is owned and occupied by an individual who bought it in September 2019.
Source: Estill County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK |
| Oct 7, 2020 | Intrafamily Transfer, Transfer |
| Oct 7, 2020 | Intrafamily Transfer, Transfer |
| Sep 27, 2019 | Deed, Transfer |
| Jul 19, 2019 | Intrafamily Transfer, Transfer |
| May 20, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Deed Document Number | 2019245560 |
| Deed Book / Page | 326 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Number | 00MD13/756 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | MD13/756 |
| Instrument | 256158 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00MM12/101 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | MM12/101 |
| Instrument | 258841 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000M11/662 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | M11/662 |
| Instrument | 246818 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 18, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Oct 7, 2020 |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Number | 00D330/317 |
| Book / Page | D330 / 317 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 248822 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Oct 7, 2020 |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Number | 00D330/318 |
| Book / Page | D330 / 318 |
| Map Reference | DB 34 PG 122 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 248823 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Sep 27, 2019 |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Number | 00D326/230 |
| Book / Page | D326 / 230 |
| Map Reference | BK 34 PG 122 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 245560 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Jul 19, 2019 |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Number | 00D325/469 |
| Book / Page | D325 / 469 |
| Map Reference | BK 34 PG 122 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 244950 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | May 20, 2019 |
| Property Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Document Number | 00D324/789 |
| Book / Page | D324 / 789 |
| Map Reference | BK 34 PG 122 |
| Instrument Date | May 10, 2019 |
| Instrument | 244428 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, RAVENNA, KY 40472-1412 |
The 2025 property tax bill for 104 3rd St was $484.
Source: Estill County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Estill County |
| Municipality | Ravenna City |
| Unified School District | Estill County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,000 (-) Land $46,000 | $46,000 (-) Land $46,000 | |
| 2025 | $484.00 | $46,000 Land $46,000 | $46,000 Land $46,000 |
| 2023 | $494.00 | $46,000 Land $46,000 | $46,000 Land $46,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1978–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 3rd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Irvine Community Television Fiber · Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures