104 3rd St, Monteagle, TN 37356 Property Records

Grundy County property record for 104 3rd St, Monteagle, TN 37356

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,188 sqft · built 2007
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2021)
Tax Bill	$462 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jun 2024 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031107F A 02600`

Property Details

APN / Parcel Number

Primary APN	`031107F A 02600`
Alternative APN	`107F A 02600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	180 ft deep x 70 ft wide
Garage Type	Unfinished
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	528 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 3RD ST
City	MONTEAGLE
State	TN
Zip	37356-7438
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 04, COUNTY AREA: M01
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2077
Census Tract	955100

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 3RD ST, MONTEAGLE, TN 37356-7438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 5, 2024	Deed of Trust, Mortgage · Reverse Mortgage COASTAL COMMUNITY BANK
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Nov 25, 1997
Deed Document Number	99757
Deed Book / Page	1132 / 469
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	104 3RD ST, MONTEAGLE, TN 37356-7438
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01159/2664
Date	Jan 29, 2025
Book Page	1159/2664
Instrument	110946

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 17, 2040

Interest

Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	104 3RD ST, MONTEAGLE, TN 37356-7438
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 3RD ST, MONTEAGLE, TN 37356-7438
Investor	Possibly a Property Investor

Mortgage

Document Number	001157/863
Date	Jun 5, 2024
Book Page	1157/863
Instrument	109120

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	May 25, 2021
Property Address	104 3RD ST, MONTEAGLE, TN 37356-7438
Document Number	001132/469
Book / Page	1132 / 469
Instrument Date	May 24, 2021
Instrument	99757
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	WOODLAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 3RD ST, MONTEAGLE, TN 37356-7438

Mortgage

Document Number	001132/471
Date	May 25, 2021
Book Page	1132/471
Instrument	99758

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Monteagle Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$462.00 (+2.67%)	$32,425 (+2.85%) Land $6,050 Building $26,375
2024	$450.00	$31,525 (-) Land $6,050 Building $25,475
2023	$450.00 (+8.17%)	$31,525 (+67.69%) Land $6,050 Building $25,475
2022	$416.00	$18,800 Land $3,950 Building $14,850	$75,200 (-42.02%) Land $15,800 Building $59,400
2020			$129,700 Land $24,200 Building $105,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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