Clay County property record for 104 2nd St N, Sabin, MN 56580
| Property Type | Single Family Home |
|---|---|
| Details | built 1904 |
| Lot Size | 0.26 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jun 2026) |
| Tax Bill | $3,832 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59.650.0300 |
| Primary APN | 59.650.0300 |
|---|
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Lot Area | 11,250 sqft (0.26 acres) |
| Street Address | 104 2ND ST N |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME ORIGINAL TOWNSITE SABIN SUBDIVISIONCD 59650 SE 90' OF NE1/2 OF LOT 10 & SE 90' OF LOTS 11 & 12 6 SABIN CITY |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 07 |
| Legal Subdivision | ORIGINAL TOWNSITE SABIN |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | SABIN |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 30110 |
104 2nd St N is owned and occupied by two individuals who bought it in June 2026.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 2ND ST N, SABIN, MN 56580-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 24, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on File |
| Deed Sale | Jun 11, 2026 · Amount on File |
| Prior Sale | Feb 19, 2014 · Amount on File |
| Deed Document Number | 2026865348 |
| Prior Transfer Date | Feb 16, 2021 |
| Prior Transfer Doc | 0000813632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 11, 2026 |
| Property Address | 104 2ND ST N, SABIN, MN 56580-4102 |
| Document Number | 0000865348 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026865348 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,656.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 104 2ND ST N, SABIN, MN 56580-4102 |
| Document Number | 0000865349, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 2026865349 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Mar 24, 2021 |
| Property Address | 104 2ND ST N, SABIN, MN 56580-4102 |
| Document Number | 0000813632 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 813632 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | TRN ABSTRACT & TITLE |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 2ND ST N, SABIN, MN 56580-4102 |
| Document Number | 0000813633 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 813633 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 104 2nd St N was $3,832 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Sabin City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,832.00 Homeowner's exemption | $286,100 (+1.63%) Land $28,800 Building $257,300 | $286,100 (+1.63%) Land $28,800 Building $257,300 |
| 2025 | $281,500 Land $28,800 Building $252,700 | $281,500 Land $28,800 Building $252,700 | |
| 2023 | $3,436.00 Homeowner's exemption | $269,100 Land $28,800 Building $240,300 | $269,100 Land $28,800 Building $240,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 2nd St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 2nd St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sabin serves 629 people · EPA ID MN1140010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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