104 23rd Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 104 23rd Ave, San Mateo, CA 94403

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,740 sqft · built 1939
Lot Size0.127 acres (5,525 sqft)
Owner2 Trust Names on File
Last Sale$1,500,000 (Aug 2022)
Tax Bill$21,218 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN039-151-100

Property Details

APN / Parcel Number

Primary APN039-151-100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units4 Units
Stories1 Story
Building Area2,740 sqft Living Area
1st Floor Area2,740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleDuplex Single
Lot Area5,525 sqft (0.127 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address104 23RD AVE
CitySAN MATEO
StateCA
Zip94403-2204
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM0000
Legal Description79.01 FT X 100 FT COR 23RD AVE & FLORES ST PTN LOT 5 & 6 BLOCK 3 SAN MATEO VILLA PARK RSM 12/50 51 CITY OF SAN MATEO
Legal SubdivisionSAN MATEO VILLA PARK
Legal Block3
Legal Lot Number5,6
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1010
Census Tract607400

Owner

104 23rd Ave, a duplex, is held in a trust since August 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing Address412 27TH AVE, SAN MATEO, CA 94403-2402
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2022 · Amount on File
Deed SaleAug 29, 2022 · Amount on File
Deed Document Number202263673
Prior Transfer DateApr 27, 2015
Prior Transfer Doc0000051004
Record UpdatedOct 29, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateAug 29, 2022
Property Address104 23RD AVE, SAN MATEO, CA 94403-2204
Document Number0000063673
Map ReferenceMB 12 PG 50&51
Instrument DateAug 16, 2022
Instrument2022-063673
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address412 27TH AVE, SAN MATEO, CA 94403-2402

Mortgage

Document Number0000063674
DateAug 29, 2022
Instrument2022-063674
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.12%
IndexOther
Margin3
Max Rate9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 104 23rd Ave was $21,218.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,591,811 (+2%) Land $1,167,328 Building $424,483
2025$21,218.00$1,560,600 Land $1,144,440 Building $416,160
2023$20,387.00 (+221.41%)$1,500,000 Land $1,100,000 Building $400,000
2022$6,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 104 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 23rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on 23rd Ave

Nearby Streets

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