Polk County property record for 104 1st St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,263 sqft · built 1980 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Aug 2009) |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | Mortgage Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-05-665500-002500 |
| Primary APN | 26-29-05-665500-002500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 358 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 171 sqft |
| Shed | 1 Shed |
| Utility Building | 144 sqft |
| Street Address | 104 1ST ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LESLIE J A SUB PB 19 PG 27 BLK B LOT 50 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | LESLIE J A SUBDIVISION |
| Legal Tract | 665500 |
| Legal Block | B |
| Legal Lot Number | 50 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 14600 |
104 1st St is owned and occupied by two individuals who bought it in August 2009.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 1ST ELOISE ST, WINTER HAVEN, FL 33880-5501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Apr 29, 2024 | Deed of Distribution, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2009 · Amount on File |
| Deed Sale | Aug 31, 2009 · Amount on File |
| Prior Sale | Apr 5, 2006 · Amount on File |
| Deed Document Number | 2009159049 |
| Deed Book / Page | 7963 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 104 1ST ST, WINTER HAVEN, FL 33881 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 IST ST, WINTER HAVEN, FL 33880 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 29, 2024 |
| Property Address | 104 1ST ST, WINTER HAVEN, FL 33881 |
| Document Number | 0000098554 |
| Book / Page | 13096 / 189 |
| Map Reference | MB 19 PG 27 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024098554 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4136 LAKE BUFFUM RD, LAKE WALES, FL 33859-8043 |
| Name | Verified Name |
|---|---|
| Address | 4136 LAKE BUFFUM RD, LAKE WALES, FL 33859-8043 |
The 2025 property tax bill for 104 1st St was $1,264 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,737 (+6.64%) Land $30,000 Building $71,737 | $101,737 (+6.64%) Land $30,000 Building $71,737 | |
| 2025 | $1,264.00 Homeowner's exemption | $95,398 Land $22,000 Building $73,398 | $95,398 Land $22,000 Building $73,398 |
| 2023 | $1,185.00 (+15.38%) | $79,900 (+35.16%) Land $20,000 Building $59,900 | $79,900 (+35.16%) Land $20,000 Building $59,900 |
| 2022 | $1,027.00 | $59,115 Land $6,100 Building $53,015 | $59,115 Land $6,100 Building $53,015 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 1st St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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