104 11th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 104 11th Ave N, Cold Spring, MN 56320 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1995
Lot Size0.246 acres (10,710 sqft)
OwnerIndividual Name on File
Last Sale$149,900 (Nov 2017)
Tax Bill$2,076 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN48-29622-0029

Property Details

APN / Parcel Number

Primary APN48-29622-0029

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area884 sqft Living Area
Gross Area1,061 sqft
1st Floor Area884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,710 sqft (0.246 acres)
Lot Dimensions126 ft deep x 85 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 11TH AVE N
CityCOLD SPRING
StateMN
Zip56320-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 005 BLK 003 MEADOW VIEW ADD PLAT 5 SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section15
Legal SubdivisionMEADOW VIEW ADD PLAT 5
Legal Block3
Legal Lot Number5
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group2
Census Block2025
Census Tract11302

Owner

Source: Stearns County records · APN 48-29622-0029

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address104 11TH AVE N, COLD SPRING, MN 56320-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Nov 14, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2017 · Amount on Record
Deed SaleNov 14, 2017 · Amount on Record
Prior SaleJul 01, 1990 · Amount on Record
Deed Document Number20171509001
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateJun 10, 2026
Property Address104 11TH AVE N, COLD SPRING, MN 56320-1031
Document Number0001714796
Instrument DateJun 03, 2026
Instrument20261714796
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 11TH AVE N, COLD SPRING, MN 56320-1031

Mortgage

Document Number0001714796,
DateJun 10, 2026
Instrument20261714796
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateNov 14, 2017
Property Address104 11TH AVE N, COLD SPRING, MN 56320-1031
Document Number00A1509001
Instrument DateNov 09, 2017
InstrumentA1509001
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$494.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address104 11TH AVE N, COLD SPRING, MN 56320-1031
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,076.00 (+10.31%)
2025$193,400 (+4.88%) Land $42,400 Building $151,000$193,400 (+4.88%) Land $42,400 Building $151,000
2023$1,882.00$184,400 Land $42,400 Building $142,000$184,400 Land $42,400 Building $142,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsCable1,250 / 60
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: LTD Broadband, AT&T, Verizon, Arvig Enterprises, BIF IV Intrepid HoldCo. Availability varies by address; speeds are provider-advertised maximums, not measured.

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