10399 N Genesee Rd, Mount Morris, MI 48458 Property Records

Genesee County property record for 10399 N Genesee Rd, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1999
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2019)
Tax Bill	$153 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-27-200-013`

Property Details

APN / Parcel Number

Primary APN	`17-27-200-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	108,464 sqft (2.49 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10399 N GENESEE RD
City	MOUNT MORRIS
State	MI
Zip	48458-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	A PARCEL OF LAND BEG S 0 DEG 20 MIN 47 SEC W 1150.29 FT FROM NE COR OF SEC TH S 0 DEG 20 MIN 47 SEC W 185.91 FT TH S 88 DEG
Legal Range	07E
Legal Township	09N
Legal Section	27
Jurisdiction	GENESEE MI
Township / Civil Division	THETFORD
Census Block Group	2
Census Block	2004
Census Tract	12501

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10399 N GENESEE RD, MOUNT MORRIS, MI 48458-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 25, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	201961953
Prior Transfer Date	Oct 10, 2012
Prior Transfer Doc	0000079594
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10399 N GENESEE RD, MOUNT MORRIS, MI 48458-9735
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104140038480
Date	Apr 14, 2021
Instrument	202104140038480

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 25, 2019
Property Address	10399 N GENESEE RD, MOUNT MORRIS, MI 48458-9735
Document Number	0000061953
Instrument Date	Sep 20, 2019
Instrument	61953
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11043 ASPEN GLENN LN CLIO MI 48420, CLIO, MI 48420

Mortgage

Document Number	61954
Date	Sep 25, 2019
Instrument	61954

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Thetford Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,400 (+2.67%) Land $13,300 Building $102,100	$230,800 (+2.67%) Land $26,600 Building $204,200
2025	$153.00 Homeowner's exemption	$112,400	$224,800
2024	$153.00 (+18.6%)
2022	$129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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