10398 E 550, Locust Grove, OK 74352 Property Records

Mayes County property record for 10398 E 550, Locust Grove, OK 74352

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,833 sqft · built 1971
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,500 (Aug 2025)
Tax Bill	$497 (2025)
Deeds & Mortgages	Feb 2009 Reverse Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`0000-09-20N-21E-3-005-00`

Property Details

APN / Parcel Number

Primary APN	`0000-09-20N-21E-3-005-00`
Alternative APN	`3859`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	348,480 sqft (8 acres)

Exterior Amenities

Porch	Porch
Porch Area	1,520 sqft
Deck Area	440 sqft
Patio Area	1,944 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3859
Street Address	10398 E 550
City	LOCUST GROVE
State	OK
Zip	74352-7596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9-20-21 SWSESW LESS NW 1 ACRE LESS S208.71' OF W208.71' OF SWSESW
Legal Range	21E
Legal Township	20N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	UNPLTD PT SEC 09 20N 21E
Jurisdiction	MAYES OK
Township / Civil Division	LOCUST GROVE
Census Block Group	4
Census Block	4012
Census Tract	40502

Owner

Source: Mayes County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10711 E FAWN LN, TALALA, OK 74080-9446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2009	Deed of Trust, Mortgage · Reverse Mortgage URBAN FINANCIAL GROUP
Sep 4, 2025	Deed, Transfer MULTIPLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Deed Document Number	0001581868
Record Updated	Sep 20, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	10398 E 550, LOCUST GROVE, OK 74352-7596
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01142/0947
Date	Feb 26, 2009
Book Page	1142/0947
Instrument	1996-618291

Lender

Name	URBAN FINANCIAL GROUP
Type	Mortgage Company
Address	TULSA, OK 74137

Agreement

Type	Reverse Mortgage
Term	913 Months
Due	Mar 7, 2085

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MAYES OK
Recording Date	Sep 4, 2025
Property Address	10398 E 550, LOCUST GROVE, OK 74352-7596
Document Number	001581/868
Book / Page	1581 / 868
Instrument Date	Aug 26, 2025
Instrument	I-1996-749847
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$143.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1251 AVENUE OF THE AMERICAS50TH, NEW YORK, NY 10020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10711 E FAWN LN, TALALA, OK 74080-9446

Tax Assessment & Valuation

Source: Mayes County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Mayes County
Unified School District	Locust Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$497.00 (-0.2%) Homeowner's exemption	$7,353 (-) Land $2,422 Building $4,931	$133,579 (-0.12%) Land $44,000 Building $89,579
2024	$498.00 (+2.05%) Homeowner's exemption	$7,353 (-0.01%) Land $2,419 Building $4,934	$133,734 (-6.25%) Land $44,000 Building $89,734
2023	$488.00 Homeowner's exemption	$7,354 Land $2,598 Building $4,756	$142,653 Land $50,400 Building $92,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYES CO RWD # 9 serves 2,578 people · EPA ID OK1021678
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salina Spavinaw Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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