10397 N 57th W Ave, Sperry, OK 74073 Property Records

Osage County property record for 10397 N 57th W Ave, Sperry, OK 74073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,027 sqft · built 2017
Lot Size	2.56 acres (111,514 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-21-12-81487`

Property Details

APN / Parcel Number

Primary APN	`07-21-12-81487`
Alternative APN	`81487`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,027 sqft Living Area
1st Floor Area	3,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	111,514 sqft (2.56 acres)
Garage Type	Attached
Garage Area	570 sqft

Exterior Amenities

Porch	Slab
Porch Area	651 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	81487
Street Address	10397 N 57TH WEST AVE
City	SPERRY
State	OK
Zip	74073-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW LOT 14
Legal Range	12E
Legal Township	21N
Legal Section	07
Legal Subdivision	RIDGEVIEW
Legal Lot Number	14
Jurisdiction	OSAGE OK
Township / Civil Division	SOUTHEAST OSAGE
Census Block Group	1
Census Block	1031
Census Tract	940014

Owner

Source: Osage County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10397 N 57TH WEST AVE, SPERRY, OK 74073-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage RCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	10397 N 57TH WEST AVE, SPERRY, OK 74073-4035
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001981/323
Date	Nov 14, 2025
Book Page	1981/323
Instrument	I-2025-008098

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.99%
Index	Prime Rate
Margin	2
Max Rate	5.99%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	10397 N 57TH WEST AVE, SPERRY, OK 74073-4035
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001838/852
Date	Apr 21, 2022
Book Page	1838/852
Instrument	I-2022-003193

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	10397 N 57TH WEST AVE, SPERRY, OK 74073-4035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE AND ESCROW, INVESTORS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1651/915
Date	May 26, 2017
Book Page	1651/915
Instrument	2017-003859

Lender

Name	RCB BANK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Osage County
Unified School District	Sperry Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,605 (+3%) Land $4,074 Building $52,531	$471,706 (-27.06%) Land $33,949 Building $437,757
2025	$5,978.00 (+1.58%) Homeowner's exemption	$54,956 (+4.24%) Land $3,955 Building $51,001	$646,681 (+44.77%) Land $78,400 Building $568,281
2024	$5,885.00 (+8.32%) Homeowner's exemption	$52,723 (+3%) Land $3,840 Building $48,883	$446,692 (-) Land $32,000 Building $414,692
2023	$5,433.00 (+2.8%) Homeowner's exemption	$51,188 (+6.09%) Land $3,840 Building $47,348	$446,692 (-) Land $32,000 Building $414,692
2022	$5,285.00 Homeowner's exemption	$48,249 Land $3,840 Building $44,409	$446,692 Land $32,000 Building $414,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wake Wireless Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications.

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