Harrison County property record for 10397 Hutter Rd, Gulfport, MS 39503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,541 sqft · built 1940 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $505 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0609A-01-023.000 |
| Primary APN | 0609A-01-023.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,541 sqft Adjusted Area |
| 1st Floor Area | 1,277 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 240 ft deep x 105 ft wide |
| Utility Building | 360 sqft |
| Street Address | 10397 HUTTER RD |
|---|---|
| City | GULFPORT |
| State | MS |
| Zip | 39503-7943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 105 FT OF LOTS 9 - 10 BLK 30 ACREAGE ADD SECS 13/14-7-12 BEING 105 X 240 ON HUTTER RD. |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 13 |
| Legal Subdivision | ACREAGE ADD |
| Legal Block | 30 |
| Legal Lot Number | 9-10 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3510 |
Source: Harrison County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10397 HUTTER RD, GULFPORT, MS 39503-7943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 10397 HUTTER RD, GULFPORT, MS 39503-7943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220017763TJ1 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-0017763-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 10397 HUTTER RD, GULFPORT, MS 39503-7943 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220000472TJ1 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022-0000472-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505.00 (+6.99%) Homeowner's exemption Disabled Person's exemption | $6,228 (+6.85%) | $62,276 (+6.83%) Land $11,617 Building $50,659 |
| 2024 | $472.00 (-0.63%) | ||
| 2023 | $475.00 (-0.84%) Homeowner's exemption Disabled Person's exemption | $5,829 | $58,292 Land $10,561 Building $47,731 |
| 2022 | $479.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 94% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUTTER WATER SERVICE-MAGNOLIA SPRINGS private · serves 1,201 people · EPA ID MS0240271 |
|---|---|
| Water Source | Purchased groundwater from HCUA-WEST |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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