10397 Cornerstone Dr, Washington, MI 48095 Property Records

Macomb County property record for 10397 Cornerstone Dr, Washington, MI 48095

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,404 sqft · built 2001
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2017)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-04-03-202-021`

Property Details

APN / Parcel Number

Primary APN	`24-04-03-202-021`
Alternative APN	`0403202021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,404 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10397 CORNERSTONE DR
City	WASHINGTON
State	MI
Zip	48095-2923
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM2
Legal Description	THE VILLAS AT COPPERWOOD SOUTH M.C.C.P # 705 UNIT 21
Legal Subdivision	THE VILLAS AT COPPERWOOD SOUTH
Legal Unit	21
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3001
Census Tract	215000

Owner

10397 Cornerstone Dr, a condominium, is owned and occupied by an individual who bought it in July 2017.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10397 CORNERSTONE DR, WASHINGTON, MI 48095-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 25, 2017	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Deed Document Number	20177091320
Deed Book / Page	24845 / 738
Prior Transfer Date	Aug 7, 2012
Prior Transfer Doc	0000128750
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	10397 CORNERSTONE DR, WASHINGTON TOWNSHIP, MI 48095-2923
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020963
Date	Feb 20, 2020
Book Page	26524/407
Instrument	2020963

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	10397 CORNERSTONE DR, WASHINGTON TOWNSHIP, MI 48095-2923
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127309
Date	Oct 26, 2017
Book Page	25022/146
Instrument	7127309

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 25, 2017
Property Address	10397 CORNERSTONE DR, WASHINGTON TOWNSHIP, MI 48095-2923
Document Number	0000091320
Book / Page	24845 / 738
Map Reference	LB 10387 PG 491-555
Instrument Date	Jun 23, 2017
Instrument	7091320
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10397 CORNERSTONE DR, 10397, WASHINGTON, MI 48095-2923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40043 AYNESLEY ST, CLINTON TOWNSHIP, MI 48038-2731

Tax Assessment & Valuation

The 2025 property tax bill for 10397 Cornerstone Dr was $5,844 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,800 (+10.96%)	$469,600 (+10.96%)
2025	$5,844.00 Homeowner's exemption	$211,600	$423,200
2023		$195,900	$391,800
2022	$5,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10397 Cornerstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10397 Cornerstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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