10397 Bayside Rd, Machipongo, VA 23405 Property Records

Northampton County property record for 10397 Bayside Rd, Machipongo, VA 23405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,216 sqft · built 2009
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2026)
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-A-28`

Property Details

APN / Parcel Number

Primary APN	`29-A-28`
Alternative APNs	`10000037` `1008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10000037
Street Address	10397 BAYSIDE RD
City	MACHIPONGO
State	VA
Zip	23405-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 - SURVEY OF PROP OF R IL LOT 28 - SURVEY OF PROP OF R IL
Legal Lot Number	28
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	3
Census Block Group	1
Census Block	1028
Census Tract	930200

Owner

Source: Northampton County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10397 BAYSIDE RD, MACHIPONGO, VA 23405-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jun 25, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 28, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	20261376
Prior Transfer Date	Jun 24, 2026
Prior Transfer Doc	0000001158
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jul 30, 2026
Property Address	10397 BAYSIDE RD, MACHIPONGO, VA 23405-1818
Document Number	0000001376
Instrument Date	Jul 28, 2026
Instrument	20261376
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10397 BAYSIDE RD, MACHIPONGO, VA 23405-1818

Mortgage

Document Number	0000001377,
Date	Jul 30, 2026
Instrument	20261377

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jun 25, 2026
Property Address	10397 BAYSIDE RD, MACHIPONGO, VA 23405-1818
Document Number	0000001158
Instrument Date	Jun 24, 2026
Instrument	20261158
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	May 28, 2021
Property Address	10397 BAYSIDE RD, MACHIPONGO, VA 23405-1818
Document Number	210001488
Instrument Date	May 21, 2021
Instrument	210001488
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,223.00 (+24.54%)	$173,500 (+34.18%) Land $20,100 Building $153,400
2024			$173,500 (+34.18%) Land $20,100 Building $153,400
2023	$982.00	$129,300 Land $13,500 Building $115,800	$129,300 Land $13,500 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1990–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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