San Bernardino County property record for 10397 Arroyo Ave, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,105 sqft · built 2014 |
| Lot Size | 0.445 acres (19,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Aug 2014) |
| Tax Bill | $3,384 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0408-074-27-0000 |
| Primary APN | 0408-074-27-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,105 sqft Living Area |
| Gross Area | 2,847 sqft |
| 1st Floor Area | 2,105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 19,380 sqft (0.445 acres) |
| Lot Dimensions | 190 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 742 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 553 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10397 ARROYO AVE |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-2809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5081 LOT 482 TR NO 5O81 LUCKY STAR RANCHOS NO 2 LOT 482 EX WTR RTS AND 1/2 INT MIN RTS WITHOUT S E |
| Legal Subdivision | LUCKY STAR RANCHOS UNIT #2 |
| Legal Tract | 5081 |
| Legal Block | 3 |
| Legal Lot Number | 482 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10015 |
10397 Arroyo Ave is owned and occupied by two individuals who bought it in August 2014.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10397 ARROYO AVE, HESPERIA, CA 92345-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2014 · Amount on File |
| Deed Sale | Aug 8, 2014 · Amount on File |
| Prior Sale | May 27, 2009 · Amount on File |
| Deed Document Number | 2014289264 |
| Prior Transfer Date | May 25, 2006 |
| Prior Transfer Doc | 0000382372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10397 ARROYO AVE, HESPERIA, CA 92345-2809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000172898 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017-0172898 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10397 ARROYO AVE, HESPERIA, CA 92345-2809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 10397 ARROYO AVE, HESPERIA, CA 92345-2809 |
| Document Number | 0000399573 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-0399573 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 10397 Arroyo Ave was $3,384.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $312,602 (+2%) Land $24,518 Building $288,084 | |
| 2025 | $3,384.00 | $306,472 Land $24,037 Building $282,435 |
| 2023 | $3,271.00 (+2.35%) | $294,572 Land $23,104 Building $271,468 |
| 2022 | $3,196.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10397 Arroyo Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10397 Arroyo Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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