10396 108th Ave, Largo, FL 33773 Property Records

Pinellas County property record for 10396 108th Ave, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1956
Lot Size	0.186 acres (8,089 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jul 2014)
Tax Bill	$802 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-6960-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-6960-9`
Alternative APNs	`15-30-15-79686-000-1210` `301515796860001210` `R164264`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	752 sqft Living Area
Gross Area	1,237 sqft
1st Floor Area	752 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1972
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	8,089 sqft (0.186 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	162 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164264
Street Address	10396 108TH AVE
City	LARGO
State	FL
Zip	33773-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE GARDENS LOT 121 & W 10FT OF LOT 122
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	SEMINOLE GARDENS
Legal Tract	79686
Legal Lot Number	121
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2001
Census Tract	25114

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10396 108TH AVE, LARGO, FL 33773-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVA CU
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2014 · Amount on Record
Deed Sale	Jul 17, 2014 · Amount on Record
Prior Sale	Apr 29, 2009 · Amount on Record
Deed Document Number	2014201980
Deed Book / Page	18466 / 1230
Prior Transfer Date	May 28, 2008
Prior Transfer Doc	0162851423
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10396 108TH AVE, LARGO, FL 33773-4111
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10396 108TH AVE, LARGO, FL 33773-4111

Mortgage

Document Number	0227652054
Date	Apr 12, 2024
Book Page	22765/2054
Instrument	2024093264

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2029

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10396 108TH AVE, LARGO, FL 33773-4111
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198971814
Date	Jan 3, 2018
Book Page	19897/1814
Instrument	2018002577

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10396 108TH AVE, LARGO, FL 33773-4111
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208040570
Date	Dec 11, 2019
Book Page	20804/0570
Instrument	2019395705

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00 (+14.9%) Homeowner's exemption	$80,058 (+5.99%)	$215,535 (+22.15%) Land $126,624 Building $88,911
2023	$698.00 (+2.8%) Homeowner's exemption	$75,536 (+3%)	$176,450 (+8.97%) Land $142,005 Building $34,445
2022	$679.00 Homeowner's exemption	$73,336	$161,930 Land $135,592 Building $26,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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