10395 Vernon Ave, Montclair, CA 91763 Property Records

San Bernardino County property record for 10395 Vernon Ave, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1990
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Tax Bill	$5,222 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-571-28-0000`

Property Details

APN / Parcel Number

Primary APN	`1010-571-28-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,585 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10395 VERNON AVE
City	MONTCLAIR
State	CA
Zip	91763-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE VISTA TRACT N 60 FT S 67.7 FT W 1/2 LOT 2 BLK 24 EX E 180 FT AND EX ST
Legal Subdivision	MONTE VISTA
Legal Tract	N
Legal Block	24
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	306

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10395 VERNON AVE, MONTCLAIR, CA 91763-4508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 27, 2017	Intrafamily Transfer, Transfer · FHA Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017
Deed Sale	Jan 27, 2017
Prior Sale	Jun 7, 2011 · Amount on Record
Deed Document Number	201738588
Prior Transfer Date	Dec 14, 2016
Prior Transfer Doc	0000038588
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10395 VERNON AVE, MONTCLAIR, CA 91763-4508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214038
Date	Jun 26, 2020
Instrument	2020-0214038

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 27, 2017
Property Address	10395 VERNON AVE, MONTCLAIR, CA 91763-4508
Document Number	0000038588
Map Reference	MB11 PG34
Instrument Date	Dec 14, 2016
Instrument	2017-0038588
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 BUCKINGHAM RD, CHINO HILLS, CA 91709-2021

Mortgage

Document Number	0000038589
Date	Jan 27, 2017
Instrument	2017-0038589

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$320,168 (+2%) Land $112,059 Building $208,109
2025	$5,222.00 (+3.43%) Homeowner's exemption	$313,890 (+4.04%) Land $109,862 Building $204,028
2023	$5,049.00 (+0.88%) Homeowner's exemption	$301,701 Land $105,596 Building $196,105
2022	$5,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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