10395 Pendleton Ave, Apt B, Englewood, FL 34224 Property Records

Charlotte County property record for 10395 Pendleton Ave, Apt B, Englewood, FL 34224

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,974 sqft · built 1989
Lot Size	0.23 acres (9,999 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (May 2021)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`412002463002`

Property Details

APN / Parcel Number

Primary APN	`412002463002`
Alternative APNs	`00642760002001` `10004634730`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	1,974 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,999 sqft (0.23 acres)
Garage Type	Attached
Garage Area	650 sqft
Driveway	Driveway
Driveway Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00642760002001
Street Address	10395 PENDLETON AVE, B
City	ENGLEWOOD
State	FL
Zip	34224-2306
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF10
Legal Description	PORT CHARLOTTE SEC64 BLK3631 LT 2 559/1611 943/931 1916/29 2356/793 2884/1685 CT3438/1103 3463/1605 3463/1607 4444/1146 4768/1471
Legal Range	20E
Legal Township	41S
Legal Section	02
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	3631
Legal Lot Number	2
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	3
Census Block	3089
Census Tract	30201

Owner

Source: Charlotte County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3645 WATERLOO TER, NORTH PORT, FL 34286-7301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC
Mar 9, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 7, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Mar 31, 2026	Intrafamily Transfer, Transfer
Nov 5, 2025	Intrafamily Transfer, Transfer
May 18, 2021	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
May 31, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	20212946497
Deed Book / Page	4768 / 1471
Prior Transfer Date	Mar 2, 2010
Prior Transfer Doc	0034631605
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7221 MINARDI ST, NORTH PORT, FL 34291-5757
Investor	Possibly a Property Investor

Mortgage

Document Number	0049930225
Date	May 31, 2022
Book Page	4993/225
Instrument	3108923

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10395 PENDLETON AVE, ENGLEWOOD, FL 34224-2306

Mortgage

Document Number	0003232038
Date	Mar 9, 2023
Instrument	3232038

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 8, 2052

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10395 PENDLETON AVE B, B, ENGLEWOOD, FL 34224-2306

Mortgage

Document Number	0003524137
Date	May 7, 2025
Instrument	3524137

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 31, 2026
Property Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Document Number	0003628611
Instrument Date	Mar 31, 2026
Instrument	3628611
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3645 WATERLOO TER, NORTH PORT, FL 34286-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 WATERLOO TER, NORTH PORT, FL 34286-7301

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 5, 2025
Property Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Document Number	0003584981
Map Reference	MB 559 PG 1611
Instrument Date	Nov 5, 2025
Instrument	3584981
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3645 WATERLOO TER, NORTH PORT, FL 34286-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 WATERLOO TER, NORTH PORT, FL 34286-7301

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 18, 2021
Property Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Document Number	0047681471
Book / Page	4768 / 1471
Map Reference	MB 5 PG 78A-78F
Instrument Date	May 17, 2021
Instrument	2946497
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	BURNT STORE TITLE LLC, BURNT STORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3815 1ST AVE N, SAINT PETERSBURG, FL 33713-8346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Investor	Possibly a Property Investor

Mortgage

Document Number	0047681473
Date	May 18, 2021
Instrument	4768/1473

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 31, 2019
Property Address	10395 PENDLETON AVE APT B, B, ENGLEWOOD, FL 34224-2306
Document Number	0044441146
Book / Page	004444 / 001146
Instrument Date	May 31, 2019
Instrument	2714380
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10395 PENDLETON AVE ENGLEWOOD FL 342242306, ENGLEWOOD, FL 34224-2306

Mortgage

Document Number	44441148
Date	May 31, 2019
Book Page	004444/001148
Instrument	2714381

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,436.00 (-26.5%)	$290,277 (+12.25%) Land $37,400 Building $252,877	$290,277 (+24.18%) Land $37,400 Building $252,877
2024	$6,035.00 (+4.41%)
2023	$5,780.00 (+11.3%)	$258,607 (+1%)	$233,746 (-0.57%) Land $40,000 Building $193,746
2022	$5,193.00	$235,097 Land $18,700 Building $216,397	$235,097 Land $18,700 Building $216,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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