10395 Norvell Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10395 Norvell Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 2018
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Oct 2018)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5170-1172-0300`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5170-1172-0300`
Alternative APNs	`00630552` `630552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,998 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00630552
Street Address	10395 NORVELL RD
City	SPRING HILL
State	FL
Zip	34608-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 17 BLK 1172 LOT 30
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 17
Legal Block	1172
Legal Lot Number	30
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3014
Census Tract	41004

Owner

10395 Norvell Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10395 NORVELL RD, SPRING HILL, FL 34608-2820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 18, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 18, 2018	Warranty Deed, Transfer CHELSEA TITLE NATURE COAST
Jan 9, 2017	Warranty Deed, Transfer SOUTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Prior Sale	Jan 9, 2017 · Amount on File
Deed Document Number	201863442
Deed Book / Page	3634 / 381
Prior Transfer Date	May 25, 2010
Prior Transfer Doc	0027500118
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10395 NORVELL RD, SPRING HILL, FL 34608-2820
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10395 NORVELL RD, SPRING HILL, FL 34608-2820

Mortgage

Document Number	0040431958
Date	Aug 20, 2021
Book Page	4043/1958
Instrument	2021062710

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 18, 2018
Property Address	10395 NORVELL RD, SPRING HILL, FL 34608-2820
Document Number	0036340381
Book / Page	3634 / 0381
Map Reference	MB9 PG31-46
Instrument Date	Oct 15, 2018
Instrument	2018063442
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHELSEA TITLE CO THE NATURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10395 NORVELL RD, SPRING HILL, FL 34608-2820

Mortgage

Document Number	2018063443
Date	Oct 18, 2018
Instrument	2018063443

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 18, 2018
Property Address	10395 NORVELL RD, SPRING HILL, FL 34608-2820
Document Number	0036340366
Book / Page	003634 / 000366
Instrument Date	Sep 27, 2018
Instrument	63439
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	CHELSEA TITLE NATURE COAST

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 CENTENNIAL ST SPRING HILL FL 346091406, SPRING HILL, FL 34609-1406

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 9, 2017
Property Address	10395 NORVELL RD, SPRING HILL, FL 34608-2820
Document Number	0034290326
Book / Page	003429 / 000326
Instrument Date	Jan 4, 2017
Instrument	1236
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12403 CENTENNIAL ST SPRING HILL FL 346091406, SPRING HILL, FL 34609-1406

Tax Assessment & Valuation

The 2025 property tax bill for 10395 Norvell Rd was $3,209 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,209.00 Homeowner's exemption	$215,821	$342,155 Land $40,500 Building $301,655
2023		$203,630 Land $203,630
2022	$2,491.00		$335,615 Land $36,000 Building $299,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10395 Norvell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10395 Norvell Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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