10395 Chateau Dr, Waldorf, MD 20603 Property Records

Charles County property record for 10395 Chateau Dr, Waldorf, MD 20603

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 2,290 sqft · built 1982
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2021)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-092241`

Property Details

APN / Parcel Number

Primary APN	`06-092241`
Alternative APNs	`6092241` `092241`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,290 sqft Gross Area
1st Floor Area	1,242 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,996 sqft
Deck Area	128 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	092241
Street Address	10395 CHATEAU DR
City	WALDORF
State	MD
Zip	20603-3725
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RM
Legal Description	L-5 MCDANIEL COUNTRY EST SUB
Legal Subdivision	MCDANIEL COUNTRY EST SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1003
Census Tract	850710

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10395 CHATEAU DR, WALDORF, MD 20603-3725
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Feb 28, 1985 · Amount on Record
Deed Book / Page	11988 / 305
Prior Transfer Date	Nov 14, 2013
Prior Transfer Doc	0084540128
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 5, 2021
Property Address	10395 CHATEAU DR, WALDORF, MD 20603-3725
Document Number	0119880305
Book / Page	11988 / 305
Map Reference	MB 25 FO 112
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SOUTHERN MARYLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10395 CHATEAU DR, WALDORF, MD 20603-3725

Mortgage

Document Number	0011988314
Date	Aug 5, 2021
Instrument	11988/314

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,567 (+7.55%)	$445,800 (-) Land $130,100 Building $315,700
2025	$1,012.00 (+375.12%)	$387,333 (+18.85%)	$445,800 (+24.49%) Land $130,100 Building $315,700
2023	$213.00 Disabled Person's exemption Veteran's exemption	$325,900	$358,100 Land $120,100 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250