Lake County property record for 10393 Sperry Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,645 sqft · built 2021 |
| Lot Size | 10.3 acres (451,325 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $23,065 (2023) |
| Deeds & Mortgages | Dec 2019 Construction Loan Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-019-0-00-054-0 |
| Primary APN | 20-A-019-0-00-054-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,645 sqft Living Area |
| Basement Area | 1,049 sqft |
| Unfinished Basement | 1,049 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 451,325 sqft (10.3 acres) |
| Garage Area | 1,163 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10393 SPERRY RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 & 95 TRACT 3 |
| Legal Subdivision | TRACT 3 |
| Legal Tract | 3 |
| Legal Lot Number | 78,95 95 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 206400 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10393 SKEGGS RD, KIRTLAND, OH 44094 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2019 | Deed of Trust, Mortgage · Construction Mortgage WESTFIELD BANK FSB |
| Jan 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2019 |
| Transfer Doc | 0000001951 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 10393 SPERRY RD, WILLOUGHBY, OH 44094-9519 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030639 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019R030639 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Address | WESTFIELD CENTER, OH 44251 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 29, 2019 |
| Property Address | 10393 SPERRY RD, WILLOUGHBY, OH 44094-9519 |
| Document Number | 0000001951 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 1951 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38158 LONSDALE PL WILLOUGHBY OH 440945324, WILLOUGHBY, OH 44094-5324 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $23,065.00 (+62.42%) Homeowner's exemption | $220,260 (-16.86%) Land $46,110 Building $174,150 | |
| 2022 | $14,201.00 | $264,940 Land $90,790 Building $174,150 | |
| 2021 | $629,300 Land $131,740 Building $497,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2006 · Severe Storms, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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