10392 Silver Maple Ave, Oxford, FL 34484 Property Records

Sumter County property record for 10392 Silver Maple Ave, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 2019
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Jul 2021)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201823D20G188`

Property Details

APN / Parcel Number

Primary APN	`201823D20G188`
Alternative APNs	`D20G188` `1077629`

Interior

Building Area	2,003 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	2,003 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Block
Construction Type	Concrete
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	18 sqft

Location & Zoning

Street Address	10392 SILVER MAPLE AVE
City	OXFORD
State	FL
Zip	34484-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 188 ENCLAVE AT LAKESIDE LANDING PB 16 PGS 7-7G
Legal Range	23E
Legal Township	18S
Legal Section	20
Legal Subdivision	ENCLAVE AT LAKESIDE LANDING
Legal Lot Number	188
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2019
Census Tract	911204

Owner

10392 Silver Maple Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Jul 28, 2021	Re-recorded Document ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC
Feb 14, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	202141064
Deed Book / Page	4058 / 66
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0040580066
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808

Mortgage

Document Number	0039700578
Date	Apr 6, 2021
Book Page	3970/578
Instrument	202160018858

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 13, 2021
Property Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808
Document Number	0040020473
Book / Page	4002 / 473
Map Reference	MB 16 PG 7
Instrument Date	Apr 22, 2021
Instrument	202160026769
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4957 RPISCELLA LOOP, 4957, THE VILLAGES, FL 32163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808

Mortgage

Document Number	4002474
Date	May 13, 2021
Instrument	4002/474

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SUMTER FL
Recording Date	Jul 28, 2021
Property Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808
Document Number	0040580066
Book / Page	4058 / 66
Map Reference	MB 16 PG 7
Instrument Date	Apr 22, 2021
Instrument	202160041064
Record Updated	Aug 18, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4975 PRISCILLA LOOP, 4975, THE VILLAGES, FL 32163-5466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Feb 14, 2020
Property Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808
Document Number	0037050510
Book / Page	3705 / 0510
Map Reference	MB 16 PG 7&7G
Instrument Date	Jan 28, 2020
Instrument	202060006752
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3050 HORSESHOE DR N # N105, 3050, NAPLES, FL 34104-7911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10392 SILVER MAPLE AVE, OXFORD, FL 34484-3808

Mortgage

Document Number	0037050512
Date	Feb 14, 2020
Instrument	3705/0512

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10392 Silver Maple Ave was $4,102, down 3.6% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00 (-3.55%)	$294,030 Land $46,800 Building $247,230	$294,030 Land $46,800 Building $247,230
2024	$4,253.00 (+9.59%)
2023	$3,881.00 (+10.76%)	$295,810 (+17.27%) Land $46,800 Building $249,010	$295,810 (+17.27%) Land $46,800 Building $249,010
2022	$3,504.00	$252,240 Land $55,000 Building $197,240	$252,240 Land $55,000 Building $197,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10392 Silver Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10392 Silver Maple Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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