10391 Hubbard Rd, Concord, MI 49237 Property Records

Jackson County property record for 10391 Hubbard Rd, Concord, MI 49237

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Oct 2021)
Tax Bill	$902 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-16-12-400-001-04`

Property Details

APN / Parcel Number

Primary APN	`000-16-12-400-001-04`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	261 ft deep x 166 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10391 HUBBARD RD
City	CONCORD
State	MI
Zip	49237-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	BEG AT E 1/4 POST OF SEC 12 TH N 89DEG 57'50''W ALG E&W 1/4 LN TO E 1/8 LN TH W 279 FT TO A PT FOR PL OF BEG OF THIS DESCN TH
Legal Range	03E
Legal Township	04S
Legal Section	12
Legal Subdivision	PULASKI
Jurisdiction	JACKSON MI
Township / Civil Division	PULASKI
Census Block Group	2
Census Block	2022
Census Tract	6403

Owner

10391 Hubbard Rd is owned and occupied by an individual who bought it in October 2021.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10391 HUBBARD RD, CONCORD, MI 49237-9767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 23, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST GUARANTY MORTGAGE CORP FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Mar 23, 2016 · Amount on File
Deed Document Number	20212895641
Deed Book / Page	2197 / 351
Prior Transfer Date	Mar 18, 2016
Prior Transfer Doc	0002734970
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 5, 2021
Property Address	10391 HUBBARD RD, CONCORD, MI 49237-9767
Document Number	0002895641
Book / Page	2197 / 351
Instrument Date	Oct 5, 2021
Instrument	2895641
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10391 HUBBARD RD, 10391, CONCORD, MI 49237-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 N ROSEWOOD, JACKSON, MI 49201-8460

Mortgage

Document Number	0021970352
Date	Oct 5, 2021
Instrument	2197-0352

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	10391 HUBBARD RD, CONCORD, MI 49237-9767
Document Number	0002763417
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10391 HUBBARD RD

Mortgage

Document Number	0002763417
Date	Mar 9, 2017
Book Page	002095/000729
Instrument	2763417

Lender

Name	FIRST GUARANTY MORTGAGE CORP FIRST GUARANTY MORTGAGE CORP
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10391 Hubbard Rd was $902 with a homeowner's exemption, down 66% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Pulaski Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,700 (+16.18%)	$205,400 (+16.18%)
2025	$902.00 (-66.03%)	$88,400	$176,800
2024	$2,655.00
2023		$79,700	$159,400
2020	$1,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10391 Hubbard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10391 Hubbard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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