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10390 W Lake Rd, Rice, MN 56367 Property Records

Benton County property record for 10390 W Lake Rd, Rice, MN 56367

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 1,244 sqft · built 1968
Lot Size0.306 acres (13,348 sqft)
OwnerIndividual Name on Record
Last Sale$234,000 (Jul 2020)
Tax Bill$2,520 (2026)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN12.00791.00

Property Details

APN / Parcel Number

Primary APN12.00791.00

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Building Area1,244 sqft Living Area
1st Floor Area1,172 sqft
Basement Area500 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1982
Architectural StyleSplit Level
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area13,348 sqft (0.306 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10390 W LAKE RD
CityRICE
StateMN
Zip56367-9618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-10 TWP-037 RANGE-031 ROSE ANNA BEACH LOT-018 & LOT 19
Legal Range031
Legal Township037
Legal Section10
Legal SubdivisionROSE ANNA BEACH
Legal Lot Number18-19
JurisdictionBENTON MN
Township / Civil DivisionWATAB
Census Block Group1
Census Block1001
Census Tract20205

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10390 W LAKE RD, RICE, MN 56367-9618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jul 10, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTRAL MINNESOTA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2020 · Amount on Record
Deed SaleJul 10, 2020 · Amount on Record
Deed Document Number2020444234
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address10390 W LAKE RD, RICE, MN 56367-9618
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number456849
DateNov 17, 2021
Instrument456849
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJul 10, 2020
Property Address10390 W LAKE RD, RICE, MN 56367-9618
Document Number444234
Instrument DateMay 15, 2020
Instrument444234
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyBURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$772.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10390 W LAKE RD, RICE, MN 56367-9618

Mortgage

Document Number0000444235
DateJul 10, 2020
Instrument444235
Lender
NameCENTRAL MINNESOTA CU
TypeCredit Union
AddressSAINT JOSEPH, MN 56374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
County SubdivisionWatab Township
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,520.00 (+18.64%) Homeowner's exemption$268,700 (+17.18%) Land $93,900 Building $174,800$268,700 (+17.18%) Land $93,900 Building $174,800
2023$2,124.00$229,300 Land $70,100 Building $159,200$229,300 Land $70,100 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,022.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims21 (1997–2001)
Claims Outside the SFHA1 of 21
Most Recent ClaimMay 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 7 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Benton Cooperative Telephone Company
Fiber		250 / 250
T-Mobile
Fixed Wireless		100 / 20

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