1039 Second St, Stone Mountain, GA 30083 Property Records

DeKalb County property record for 1039 Second St, Stone Mountain, GA 30083

Property Summary

Property Type	Single Family Home
Details	1 ba · 990 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2019)
Tax Bill	$3,208 (2023)
Deeds & Mortgages	Nov 2024 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M-609620000-001`

Property Details

APN / Parcel Number

Primary APN	`M-609620000-001`
Alternative APN	`18 089 21 012`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	702 sqft

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	M-609620000-001
Old Parcel Number	1808921012
Street Address	1039 SECOND ST
City	STONE MOUNTAIN
State	GA
Zip	30083-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	CITY/MUNI/TWP:STONE MTN
Legal Subdivision	CROWE TERESA SURV
Legal Block	21
Legal Lot Number	12
Jurisdiction	DE KALB GA
Township / Civil Division	STONE MOUNTAIN
Census Block Group	2
Census Block	2035
Census Tract	21914

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stone Mountain Historic District listed 2000 · 276 contributing resources · NRIS 00001476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DeKalb County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1039 SECOND ST, STONE MOUNTAIN, GA 30083-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2024	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CREDIT UNION
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK
Jul 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	2019-015662
Deed Book / Page	27692 / 582
Record Updated	Jun 7, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	1039 SECOND ST, STONE MOUNTAIN, GA 30083-3019
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 SECOND ST, STONE MOUNTAIN, GA 30083-3019

Mortgage

Document Number	0316970523
Date	Nov 5, 2024
Book Page	0000031697/0000000523
Instrument	2024112911

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	1039 SECOND ST, STONE MOUNTAIN, GA 30083-3019
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 SECOND ST, STONE MOUNTAIN, GA 30083-3019
Investor	Possibly a Property Investor

Mortgage

Document Number	0276920583
Date	Jul 29, 2019
Book Page	0000027692/0000000583

Lender

Name	GOLDWATER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB GA
Recording Date	Jul 29, 2019
Property Address	1039 SECOND ST, STONE MOUNTAIN, GA 30083-3019
Document Number	0276920581
Book / Page	027692 / 000581
Instrument Date	Jun 10, 2019
Instrument	110918
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1039 SECOND ST STONE MOUNTAIN GA 300833019, STONE MOUNTAIN, GA 30083-3019

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Municipality	Stone Mountain City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,208.00 (+13.36%) Homeowner's exemption	$98,520 (+44.46%) Land $24,000 Building $74,520	$246,300 (+44.46%) Land $60,000 Building $186,300
2022	$2,830.00	$68,200 Land $15,000 Building $53,200	$170,500 Land $37,500 Building $133,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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