1039 San Abella Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1039 San Abella Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeDuplex
Details5 bd · 3.5 ba · 2,120 sqft · built 1983
Lot Size0.145 acres (6,295 sqft)
OwnerIndividual Name on File
Last Sale$724,000 (Sep 2004)
Tax Bill$11,622 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN259-104-01-00

Property Details

APN / Parcel Number

Primary APN259-104-01-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Units2 Units
Building Area2,120 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleDuplex Single
Lot Area6,295 sqft (0.145 acres)

Location & Zoning

Street Address1039 SAN ABELLA DR
CityENCINITAS
StateCA
Zip92024-3949
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 36 TR 004246
Legal SubdivisionOAK KNOLLS
Legal Tract004246
Legal Block1
Legal Lot Number36
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract17502

Owner

Source: San Diego County records · APN 259-104-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 230482, ENCINITAS, CA 92023-0482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Feb 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2004 · Amount on Record
Deed SaleSep 29, 2004 · Amount on Record
Prior SaleMar 21, 1997
Deed Document Number2004925391
Prior Transfer DateSep 09, 1999
Prior Transfer Doc0000638615
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1039 SAN ABELLA DR, ENCINITAS, CA 92024-3949
Transaction TypeMortgage
Record UpdatedJun 04, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1182, CARDIFF BY THE SEA, CA 92007-7182

Mortgage

Document Number0000389239
DateMay 24, 2021
Instrument2021-0389239
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Address92189
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 31, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1039 SAN ABELLA DR, ENCINITAS, CA 92024-3949
Document Number0000339600
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 230482 ENCINITAS CA 920230482, ENCINITAS, CA 92023-0482

Mortgage

Document Number0000339600
DateJun 29, 2020
Instrument339600
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1039 SAN ABELLA DR, ENCINITAS, CA 92024-3949
Document Number0000110099
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 230484 ENCINITAS CA 920230484, ENCINITAS, CA 92023-0484

Mortgage

Document Number0000110099
DateMar 03, 2020
Instrument110099
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,029,308 (+2%) Land $789,043 Building $240,265
2025$11,622.00 (+7.64%) Homeowner's exemption$1,009,126 (+4.04%) Land $773,572 Building $235,554
2023$10,797.00 (+2.18%) Homeowner's exemption$969,942 Land $743,534 Building $226,408
2022$10,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1999, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
Cox CommunicationsCable2,000 / 100
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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