1039 S 3rd St, Eldridge, IA 52748 Property Records

Scott County property record for 1039 S 3rd St, Eldridge, IA 52748 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,607 sqft · built 2019
Lot Size	0.487 acres (21,214 sqft)
Owner	Individual Name on File
Last Sale	$381,500 (Dec 2019)
Tax Bill	$5,406 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931433710`

Property Details

APN / Parcel Number

Primary APN	`931433710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,595 sqft
Basement Area	1,595 sqft
Finished Basement	975 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,214 sqft (0.487 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	243 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	931433710
Street Address	1039 S 3RD ST
City	ELDRIDGE
State	IA
Zip	52748-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 7TH ADD LOT: 010 TOWNSEND FARM 7TH ADDLOT 10 & OUTLOT K
Legal Subdivision	TOWNSEND FARM 7TH ADD
Legal Lot Number	10
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

Source: Scott County records · APN 931433710

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1039 S 3RD ST, ELDRIDGE, IA 52748-1648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VIBRANT CREDIT UNION
Sep 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CENTRAL SAVINGS BANK
	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	20201900033422
Record Updated	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Dec 13, 2019
Property Address	1039 S 3RD ST, ELDRIDGE, IA 52748-1648
Document Number	20201900033422
Instrument Date	Dec 04, 2019
Instrument	20201900033422
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 S 3RD ST, ELDRIDGE, IA 52748-1648

Mortgage

Document Number	20201900033424
Date	Dec 13, 2019
Instrument	20201900033424

Lender

Name	VIBRANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1039 S 3RD ST, ELDRIDGE, IA 52748-1648
Transaction Type	Mortgage
Record Updated	Oct 09, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900023469
Date	Sep 10, 2019
Instrument	201900023469

Lender

Name	FIRST CENTRAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1039 S 3RD ST, ELDRIDGE, IA 52748-1648
Transaction Type	Mortgage
Record Updated	May 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,500 (+6.62%) Land $92,400 Building $368,100	$460,500 (+6.62%) Land $92,400 Building $368,100
2024	$5,406.00 (-2.91%)
2023		$431,900 Land $81,200 Building $350,700	$431,900 Land $81,200 Building $350,700
2022	$5,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (19163C), updated April 18, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191630102012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LICT	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Verizon, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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