1039 Rosetree Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1039 Rosetree Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Owner Names on File
Last Sale	$124,900 (Feb 1998)
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0270-0088-00`

Property Details

APN / Parcel Number

Primary APN	`500-0270-0088-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1039 ROSETREE LN
City	CINCINNATI
State	OH
Zip	45230-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSETREE LN 75 X 133.33IRPT LOTS 20-21 EWALD SUB BLK B SEC 2 SUB PARS 88- 89 CONS
Legal Subdivision	K B SEC 2 SUB
Legal Block	B
Legal Lot Number	20-21 21
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2002
Census Tract	25002

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	1039 ROSETREE LN, CINCINNATI, OH 45230-4040
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 1998 · Amount on File
Deed Sale	Feb 26, 1998 · Amount on File
Prior Sale	Feb 26, 1998 · Amount on File
Deed Document Number	833698
Deed Book / Page	50002
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1039 ROSETREE LN, CINCINNATI, OH 45230-4040
Document Number	0000062695
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1039 ROSETREE LN CINCINNATI OH 452304040, CINCINNATI, OH 45230-4040

Mortgage

Document Number	0000062695
Date	Jun 30, 2020
Book Page	014200/003061
Instrument	62695

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,689.00 (+0.71%)	$89,117 (+%) Land $14,885 Building $74,232
2024	$5,649.00 (+6.54%)	$89,116 (-) Land $14,885 Building $74,231
2023	$5,302.00 (+27.73%)	$89,116 (+43.59%) Land $14,885 Building $74,231	$254,620 (+43.59%) Land $42,530 Building $212,090
2022	$4,151.00	$62,062 Land $12,460 Building $49,602
2020			$177,320 Land $35,600 Building $141,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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