1039 River Ridge Rd, Summit, MS 39666 Property Records

Pike County property record for 1039 River Ridge Rd, Summit, MS 39666

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,020 sqft · built 1953
Lot Size8 acres (348,480 sqft)
OwnerCompany Name on File
Tax Bill$3,206 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN812793

Property Details

APN / Parcel Number

Primary APN812793
Alternative APN
  • 19000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,020 sqft Adjusted Area
1st Floor Area1,740 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area348,480 sqft (8 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1039 RIVER RIDGE RD
CitySUMMIT
StateMS
Zip39666-7920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE1/4 SW1/4 & PT NW1/4 SW1/4 & PT SW1/4 SW1/4 & PT SE1/4 SW1/4 LY N OF PUB RD & FRAC W SD SW1/4 SW1/4 SEC 28 ZN: X
Legal Range08E
Legal Township04N
Legal Section29
JurisdictionPIKE MS
Township / Civil Division3
Census Block Group4
Census Block4001
Census Tract950200

Owner

Source: Pike County records · APN 812793

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1093 LAKEVIEW DR, SUMMIT, MS 39666-8207
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF FRANKLIN
May 30, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF FRANKLIN
May 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
PIKE NATIONAL BANK
Sep 13, 2022Warranty Deed, Transfer
BANK OF FRANKLIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2024
Deed SaleDec 18, 2024
Prior SaleDec 28, 2007
Deed Document Number2024338677
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1039 RIVER RIDGE RD, SUMMIT, MS 39666-7920
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000344444
DateOct 20, 2025
Instrument344444
Lender
NameBANK OF FRANKLIN
TypeBank
AddressMCCOMB, MS 39648
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 16, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1039 RIVER RIDGE RD, SUMMIT, MS 39666-7920
Transaction TypeMortgage
Record UpdatedJan 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000327650
DateMay 30, 2023
Instrument327650
Lender
NameBANK OF FRANKLIN
TypeBank
AddressMCCOMB, MS 39648
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueJun 03, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1039 RIVER RIDGE RD, SUMMIT, MS 39666-7920
Transaction TypeMortgage
Record UpdatedNov 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000282206
DateMay 22, 2017
Instrument282206
Lender
NamePIKE NATIONAL BANK
TypeBank
AddressMCCOMB, MS 39649
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 19, 2022

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIKE MS
Recording DateSep 13, 2022
Property Address1039 RIVER RIDGE RD, SUMMIT, MS 39666-7920
Document Number0000323069
Instrument DateSep 12, 2022
Instrument323069
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address740 JOLIMAR TRL SE, SUMMIT, MS 39666-7969

Transferred To (Grantee/Buyer)

NameVerified Name
Address1093 LAKEVIEW DR, SUMMIT, MS 39666-8207

Mortgage

Document Number0000323070
DateSep 13, 2022
Instrument323070
Lender
NameBANK OF FRANKLIN
TypeBank
AddressMCCOMB, MS 39648
Agreement
AmountAmount Recorded
Term60 Months
DueSep 15, 2027

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyPike County
Unified School DistrictMcComb School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,206.00 (+7.19%)$23,830 (+7.72%)$158,860 (+7.71%) Land $34,500 Building $124,360
2024$2,991.00 (+1.49%)
2023$2,947.00 (+1.9%)$22,123$147,482 Land $43,752 Building $103,730
2022$2,892.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pike County (28113C), updated June 18, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 66% of the US · above 85% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 31 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Telapex
Fixed Wireless
100 / 20

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