Cook County property record for 1039 Richard Ave, Berkeley, IL 60163
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 980 sqft · built 1960 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Oct 2017) |
| Tax Bill | $2,548 (2023) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-06-305-004 |
| Primary APN | 15-06-305-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1039 RICHARD AVE |
|---|---|
| City | BERKELEY |
| State | IL |
| Zip | 60163-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H O (STONE) &COS (BER)-(ELM) ADD A SUB OF PT FRACL SW SEC6 & PT NW SEC 07-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 07 |
| Legal Subdivision | STONE &COS BER - ELM |
| Legal Block | 12 |
| Legal Lot Number | 34 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PROVISO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 816800 |
1039 Richard Ave is owned and occupied by an individual who bought it in October 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1039 RICHARD AVE, BERKELEY, IL 60163-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| Oct 5, 2017 | Warranty Deed, Transfer · Conventional with PMI MARKETPLACE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on File |
| Deed Sale | Oct 5, 2017 · Amount on File |
| Prior Sale | Jun 7, 2016 |
| Deed Document Number | 201746173 |
| Prior Transfer Date | Sep 16, 2016 |
| Prior Transfer Doc | 0000017086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1039 RICHARD AVE, BERKELEY, IL 60163-1027 |
| Document Number | 1905849111 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1039 RICHARD AVE BERKELEY IL 601631027, BERKELEY, IL 60163-1027 |
| Document Number | 1905849111 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 5849111 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 5, 2017 |
| Property Address | 1039 RICHARD AVE, BERKELEY, IL 60163-1027 |
| Document Number | 1727846173 |
| Instrument Date | Oct 1, 2017 |
| Instrument | 27846173 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 543 24TH AVE BELLWOOD IL 601041658, BELLWOOD, IL 60104-1658 |
| Document Number | 1727846174 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 27846174 |
| Name | MARKETPLACE MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate | 5.25% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Proviso Township |
| Municipality | Berkeley Village |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Proviso Township High School District 209 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,000 Land $3,685 Building $20,315 | $240,000 Land $36,850 Building $203,150 | |
| 2023 | $2,548.00 (-18.23%) | ||
| 2022 | $3,116.00 Homeowner's exemption Senior Citizen's exemption | $18,589 Land $3,182 Building $15,407 | $185,890 Land $31,820 Building $154,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1039 Richard Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1039 Richard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY serves 5,214 people · EPA ID IL0310180 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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