1039 Pico Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1039 Pico Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,308 sqft · built 1956
Lot Size	0.358 acres (15,600 sqft)
Owner	Company Name on Record
Tax Bill	$5,930 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-432-040-000`

Property Details

APN / Parcel Number

Primary APN	`006-432-040-000`
Alternative APN	`006-432-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	2,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	15,600 sqft (0.358 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-432-040
Street Address	1039 PICO AVE
City	PACIFIC GROVE
State	CA
Zip	93950-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS 1941 MAP OF BLK 325 PACIFIC GROVE ACRES POR OF LOT 1 BLK 325 & POR OF LOT 2 BLK 325 EXC POR DESC IN VOL 1809 PG 62 & VOL 1815 PG 324
Legal Subdivision	PACIFIC GROVE
Legal Block	325
Legal Lot Number	1,2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2016
Census Tract	12402

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	50 BOBBIE CT, DANVILLE, CA 94526-2721
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Jan 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 1997
Deed Sale	Dec 2, 1997
Deed Document Number	199771242
Prior Transfer Date	Feb 4, 1997
Prior Transfer Doc	0000022420
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1039 PICO AVE, PACIFIC GROVE, CA 93950-3812
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 BOBBIE CT, DANVILLE, CA 94526-2721

Mortgage

Document Number	0000008934
Date	Mar 27, 2023
Instrument	2023008934

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1039 PICO AVE, PACIFIC GROVE, CA 93950-3812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018160
Date	Apr 27, 2018
Instrument	2018018160

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 17, 2018
Property Address	1039 PICO AVE, PACIFIC GROVE, CA 93950-3812
Document Number	0000001698
Instrument Date	Jan 10, 2018
Instrument	1698
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	50 BOBBIE CT DANVILLE CA 945262721, DANVILLE, CA 94526-2721

Mortgage

Document Number	1699
Date	Jan 17, 2018
Instrument	1699

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,288 (+2%) Land $335,849 Building $212,439
2025	$5,930.00 (+2.49%)	$537,538 (+4.04%) Land $329,264 Building $208,274
2023	$5,786.00 (+2.05%)	$516,667 Land $316,479 Building $200,188
2022	$5,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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