1039 Oak Tree Dr, Lawrence, KS 66049 Property Records

Douglas County property record for 1039 Oak Tree Dr, Lawrence, KS 66049

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,083 sqft · built 1993
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,406 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-33-0-10-11-001.00-0`

Property Details

APN / Parcel Number

Primary APN	`068-33-0-10-11-001.00-0`
Alternative APNs	`0230683301011001000` `10304`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,083 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	676 sqft
Finished Basement	550 sqft
Unfinished Basement	126 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	879 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Slab
Porch Area	210 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0230683301011001000
Street Address	1039 OAK TREE DR
City	LAWRENCE
State	KS
Zip	66049-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PIONEER RIDGE WEST NO 3 LT 24
Legal Subdivision	SUBDIVISION 1464
Legal Lot Number	24
Jurisdiction	DOUGLAS KS
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1002
Census Tract	701

Owner

1039 Oak Tree Dr is owner-occupied and held in a trust since February 2023.

Source: Douglas County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1039 OAK TREE DR, LAWRENCE, KS 66049-3872
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · ARM LANDMARK NATIONAL BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LANDMARK NATIONAL BANK
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit LANDMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 23, 2023
Transfer Doc	1218003359
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	1039 OAK TREE DR, LAWRENCE, KS 66049-3872
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01153/5070
Date	Dec 22, 2017
Book Page	1153/5070
Instrument	1153-5070

Lender

Name	LANDMARK NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66505

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	1039 OAK TREE DR, LAWRENCE, KS 66049-3872
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01192/1331
Date	Feb 1, 2021
Book Page	1192/1331

Lender

Name	LANDMARK NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66505

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	1039 OAK TREE DR, LAWRENCE, KS 66049-3872
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01195/5148
Date	Apr 21, 2021
Book Page	1195/5148

Lender

Name	LANDMARK NATIONAL BANK
Type	Bank
Address	LAWRENCE, KS 66049

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Oak Tree Dr was $8,406.

Source: Douglas County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Douglas County
Municipality	Lawrence City
Unified School District	Lawrence Unified School District 497 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,406.00	$66,907 Land $8,625 Building $58,282	$581,800 Land $75,000 Building $506,800
2023	$7,646.00 (+10.28%)	$59,053 Land $7,475 Building $51,578	$513,500 Land $65,000 Building $448,500
2022	$6,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1039 Oak Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Oak Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE serves 95,256 people · EPA ID KS2004503
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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