1039 Maple St, Lafayette, AL 36862 Property Records

Chambers County property record for 1039 Maple St, Lafayette, AL 36862 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,708 sqft Living Area
Lot Size	82,764 sqft (1.9 acres)
Garage	Mixed, 600 sqft
Occupancy	Owner Occupied
Last Sale	$28,800 (2022)

Property Details

APN / Parcel Number

Primary APN	`12-11-04-18-3-001-010.000`
Alternative APNs	`1104183001010000` `396130` `482850`

Interior

Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,708 sqft Living Area
1st Floor	1,708 sqft 1st Floor
Basement Area	140 sqft Basement
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	82,764 sqft (1.9 acres)
Depth X Width	235 ft x 263 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Mixed Garage
Garage Area	600 sqft Garage
Porch Area	422 sqft Porch

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	482850
Street Address	1039 MAPLE ST
City	LAFAYETTE
State	AL
Zip	36862-2132
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	START AT INT OF NE MARGIN OF AVENUE A S.E. & E LINE OF SW1/4, RUN NW'LY ALONG AVENUE 857'(S), NE'LY210'(S) TO P.O.B., RUN NE'
Legal Range	27
Legal Township	22
Legal Section	18
Jurisdiction	CHAMBERS AL
Minor Civil Division	LA FAYETTE
Census Blockgroup	1
Census Block	1053
Census Tract	954002

Owner

Source: Chambers County records · APN 12-11-04-18-3-001-010.000

Assessment roll updated May 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1039 MAPLE ST, LAFAYETTE, AL 36862-2132
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2025	Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC
Feb 05, 2024	Deed of Trust, Mortgage · Veterans Administration Mortgage KEYSTONE FUNDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Deed Doc Number	20222503
Prior Transfer Date	May 16, 2022
Prior Transfer Doc	0000002503
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Recording Date	Jul 14, 2026
Property Address	1039 MAPLE ST, LAFAYETTE, AL 36862-2132
Document Number	0000003176
Instrument Date	Jun 23, 2026
Instrument	20263176
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship, 164
Address	1039 MAPLE ST, LAFAYETTE, AL 36862-2132

Mortgage

Document Number	0000003176,
Date	Jul 14, 2026
Instrument	20263176

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1039 MAPLE ST, LAFAYETTE, AL 36862-2132
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 MAPLE ST, LAFAYETTE, AL 36862-2132

Mortgage

Document Number	02025/4295
Date	Sep 30, 2025
Book Page	2025/4295

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1039 MAPLE ST, LAFAYETTE, AL 36862-2132
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 MAPLE ST, LAFAYETTE, AL 36862-2132

Mortgage

Document Number	002024/452
Date	Feb 05, 2024
Book Page	2024/452

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company
Address	DOVER, DE 19901

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	La Fayette City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,360 (+108.57%) Land $2,220 Building $21,140	$116,800 (+4.37%) Land $11,100 Building $105,700
2023	Additional exemption filed	$11,200 Land $620 Building $10,580	$111,910 Land $6,200 Building $105,710

Flood & Wildfire

1039 Maple St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Chambers County (01017C), updated February 18, 2011

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 55th percentile of exposed land nationally · 69th in Alabama
Wildfire Likelihood	Moderate — about 1 in 680 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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