1039 Main St, Hercules, CA 94547 Property Records

Contra Costa County property record for 1039 Main St, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,236 sqft · built 2003
Lot Size	0.13 acres (5,665 sqft)
Owner	2 Individual Names on File
Last Sale	$1,482,500 (Jan 2024)
Tax Bill	$21,967 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-480-072-2`

Property Details

APN / Parcel Number

Primary APN	`404-480-072-2`
Alternative APN	`404-480-072`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,236 sqft Living Area
1st Floor Area	1,656 sqft
2nd Floor Area	1,580 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Lot Area	5,665 sqft (0.13 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1039 MAIN ST
City	HERCULES
State	CA
Zip	94547-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8407 L72
Legal Subdivision	SUBDIVISION MAP 8407
Legal Tract	8407
Legal Lot Number	72
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	359105

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hercules Village listed 1980 · 40 contributing resources · NRIS 80000799

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1039 Main St is owned and occupied by two individuals who bought it in January 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1039 MAIN ST, HERCULES, CA 94547-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Jan 11, 2006 · Amount on File
Deed Document Number	20248929
Prior Transfer Date	Apr 7, 2009
Prior Transfer Doc	0000093038
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 29, 2024
Property Address	1039 MAIN ST, HERCULES, CA 94547-2725
Document Number	0000008929
Map Reference	MB 437 PG 31
Instrument Date	Jan 24, 2024
Instrument	2024-008929
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1039 MAIN ST, HERCULES, CA 94547-2725

Mortgage

Document Number	0000008930
Date	Jan 29, 2024
Instrument	2024-008930

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	11.6%

Mortgage

Document Number	0000008931
Date	Jan 29, 2024
Instrument	2024-008931

Lender

Name	THE PERMANENTE MEDICAL GROUP INC
Type	Non-Lending Institution
Address	OAKLAND, CA 94612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1039 MAIN ST, HERCULES, CA 94547-2725
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 MAIN ST, RODEO, CA 94547-2725

Mortgage

Document Number	0000167011
Date	Oct 27, 2022
Instrument	2022-167011

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1039 MAIN ST, HERCULES, CA 94547-2725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073718
Date	May 10, 2018
Instrument	2018-073718

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Main St was $21,967.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,542,288 (+2%) Land $605,512 Building $936,776
2025	$21,967.00	$1,512,048 Land $593,640 Building $918,408
2023	$17,042.00 (+1.31%) Homeowner's exemption	$1,195,029 Land $472,857 Building $722,172
2022	$16,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1039 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Unwired.

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