1039 Kiel Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 1039 Kiel Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,477 sqft · built 1976
Lot Size	0.133 acres (5,780 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2008)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-331-29-00`

Property Details

APN / Parcel Number

Primary APN	`104-331-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block
Construction Type	Frame
Lot Area	5,780 sqft (0.133 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1039 KIEL RD
City	FALLBROOK
State	CA
Zip	92028-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 45 (EX ST OP) TR 007945
Legal Subdivision	EGGER SUB
Legal Tract	007945
Legal Block	3
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18905

Owner

1039 Kiel Rd is owned and occupied by two individuals who bought it in November 2008.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1039 KIEL RD, FALLBROOK, CA 92028-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2008 · Amount on File
Deed Sale	Nov 7, 2008 · Amount on File
Prior Sale	May 15, 2008 · Amount on File
Deed Document Number	2008583310
Prior Transfer Date	Mar 14, 2003
Prior Transfer Doc	0000307982
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1039 KIEL RD, FALLBROOK, CA 92028-3407
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 KIEL RD, FALLBROOK, CA 92028-3407

Mortgage

Document Number	0000773227
Date	Nov 8, 2021
Instrument	2021-0773227

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1039 KIEL RD, FALLBROOK, CA 92028-3407
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 KIEL RD, FALLBROOK, CA 92028-3407

Mortgage

Document Number	0000120028
Date	Feb 17, 2021
Instrument	2021-0120028

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Kiel Rd was $3,133 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$302,089 (+2%) Land $144,477 Building $157,612
2025	$3,133.00 Homeowner's exemption	$296,167 Land $141,645 Building $154,522
2023	$2,972.00 (+0.03%) Homeowner's exemption	$284,669 Land $136,146 Building $148,523
2022	$2,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1039 Kiel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Kiel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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