1039 Jefferson Ave, Petoskey, MI 49770 Property Records

Emmet County property record for 1039 Jefferson Ave, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft
Lot Size	0.159 acres (6,942 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2006)
Tax Bill	$2,549 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-302-047`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-302-047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	6,942 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1039 JEFFERSON AVE
City	PETOSKEY
State	MI
Zip	49770-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	QUINLAN & FOCHTMAN'S ADD. LOT 15 BLK 3 ALSO COM AT NE COR OF LOT 14, TH W 43', S 4', E 43', N 4' TO POB. SECTION 5, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	QUINLAN & FOCHTMANS ADD
Legal Block	3
Legal Lot Number	14-15
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2024
Census Tract	970700

Owner

1039 Jefferson Ave is owned and occupied by an individual who bought it in February 2006.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1039 JEFFERSON AVE, PETOSKEY, MI 49770-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2006 · Amount on File
Deed Sale	Feb 17, 2006 · Amount on File
Prior Sale	Nov 19, 2004 · Amount on File
Deed Book / Page	1075 / 841
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1039 JEFFERSON AVE, PETOSKEY, MI 49770-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1194/0293
Date	Apr 24, 2017
Book Page	1194/0293
Instrument	5147169

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,100 Land $153,100	$306,200 Land $306,200
2024	$2,549.00
2023		$103,600 Land $103,600	$207,200 Land $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1039 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Jefferson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20