1039 Holton Ave, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1039 Holton Ave, Brainerd, MN 56401

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Oct 2025)
Tax Bill	$100 (2026)
Deeds & Mortgages	May 2025 Construction Loan Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092710040090009`

Property Details

APN / Parcel Number

Primary APN	`092710040090009`
Alternative APNs	`41290566` `153022` `179799`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	179799
Street Address	1039 HOLTON AVE
City	BRAINERD
State	MN
Zip	56401-6301
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 9 BLOCK 4
Legal Range	30W
Legal Township	45N
Legal Section	29
Legal Subdivision	BRAINERD OAKS
Legal Block	4
Legal Lot Number	9
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1002
Census Tract	951100

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1039 HOLTON AVE, BRAINERD, MN 56401-6301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Construction Mortgage AMERICAN LAND CAPITAL LLC
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Sep 3, 2024 · Amount on Record
Deed Document Number	20251016381
Prior Transfer Date	Aug 28, 2024
Prior Transfer Doc	0001000537
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	1039 HOLTON AVE, BRAINERD, MN 56401-6301
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3062 NI GIG TRL NW, CASS LAKE, MN 56633-3660

Mortgage

Document Number	0001009663
Date	May 19, 2025
Instrument	1009663

Lender

Name	AMERICAN LAND CAPITAL LLC
Type	Non-Lending Institution
Address	LAKEVILLE, MN 55044

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Oct 29, 2025
Property Address	1039 HOLTON AVE, BRAINERD, MN 56401-6301
Document Number	0001016381
Instrument Date	Oct 24, 2025
Instrument	1016381
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 HOLTON AVE, BRAINERD, MN 56401-6301

Mortgage

Document Number	0001016382
Date	Oct 29, 2025
Instrument	1016382

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$100.00	$390,540 (+2,469.34%)	$401,000 (+2,538.16%) Land $46,000 Building $355,000
2025	Homeowner's exemption	$15,200 (+33.33%) Land $15,200	$15,200 (+33.33%) Land $15,200
2023		$11,400 Land $11,400	$11,400 Land $11,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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