1039 Heaps Rd, Street, MD 21154 Property Records

Harford County property record for 1039 Heaps Rd, Street, MD 21154

Property Summary

Property Type	Rural Home
Details	2 ba · 2,112 sqft · built 1920
Lot Size	18.9 acres (824,591 sqft)
Owner	Trust Name on File
Tax Bill	$3,273 (2026)
Flood Zone	Zone X (minimal risk)
APN	`05-024978`

Property Details

APN / Parcel Number

Primary APN	`05-024978`
Alternative APNs	`5024978` `024978`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Total Area
Basement Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	824,591 sqft (18.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	948 sqft
Shed	1 Shed
Shed Area	1,932 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024978
Street Address	1039 HEAPS RD
City	STREET
State	MD
Zip	21154-1414
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	18.93 ACRES 1039 HEAPS ROAD LD MACY PT 129/31
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3014
Census Tract	305100

Owner

1039 Heaps Rd, a rural home, is owner-occupied and held in a trust.

Source: Harford County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	1039 HEAPS RD, STREET, MD 21154-1414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1039 Heaps Rd was $3,273, up 71.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,273.00 (+71.36%)	$294,867 (+6.94%)	$314,000 (-) Land $120,300 Building $193,700
2025	$1,910.00	$275,733	$314,000 Land $120,300 Building $193,700
2023		$250,533	$256,600 Land $110,300 Building $146,300
2022	$1,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1039 Heaps Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Heaps Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Armstrong Cable	1,000 / 20