Harford County property record for 1039 Ensor Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,796 sqft Total Area |
| Lot Size | 7,700 sqft (0.177 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2025) |
| Tax Bill | $2,236.00 (2025) |
| Primary APN | 01-131044 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,796 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,700 sqft (0.177 acres) |
| Depth X Width | 110 ft x 70 ft Depth x Width |
| Deck Area | 280 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 131044 |
|---|---|
| Street Address | 1039 ENSOR DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-3735 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 22 BK 94 70X110 1039 ENSOR DRIVE JOPPATOWNE S2 P 11/109 |
| Legal Subdivision | AMENDED PLAT JOPPATOWNE |
| Legal Block | 94 |
| Legal Lot Number | 22 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-131044
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1039 ENSOR DR, JOPPA, MD 21085-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed, Transfer BLACK OAK TITLE LLC |
| Jan 04, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORWICH COMMERCIAL GROUP INC |
| May 16, 2018 | Grant Deed, Construction Loan · Building or Construction Mortgage ORACLE REALTY INC |
| Mar 08, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Aug 30, 2022 · Amount on Record |
| Prior Transfer Date | Sep 21, 1987 |
| Prior Transfer Doc | 1307000897 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 30, 2022 |
| Property Address | 1039 ENSOR DR, JOPPA, MD 21085-3735 |
| Document Number | 0156520311 |
| Book / Page | 15652 / 311 |
| Map Reference | MB 11 FO 109 |
| Instrument Date | Aug 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 04, 2019 |
| Property Address | 1039 ENSOR DR, JOPPA, MD 21085-3735 |
| Document Number | 0131140083 |
| Book / Page | 13114 / 0083 |
| Map Reference | MB GRG 11 FO 109 |
| Instrument Date | Dec 07, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FREESTATE TITLE CONSULTANTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1039 ENSOR DR, JOPPA, MD 21085-3735 |
| Document Number | 0131140090 |
|---|---|
| Date | Jan 04, 2019 |
| Book Page | 13114/0090 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | AVON, CT 06001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 16, 2018 |
| Property Address | 1039 ENSOR DR, JOPPA, MD 21085-3735 |
| Document Number | 0128220028 |
| Book / Page | 012822 / 000028 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2019 |
| Title Company | GOLDSTAR TITLE COMPANY, GOLDSTAR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8807 LIBERTY LN POTOMAC MD 208543629, POTOMAC, MD 20854-3629 |
| Document Number | 128220035 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 012822/000035 |
| Name | ORACLE REALTY INC |
|---|---|
| Address | 5527 E JOPPA RD, PERRY HALL, MD 21128-9325 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 15, 2019 |
| Rate | 12% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 08, 2018 |
| Property Address | 1039 ENSOR DR, JOPPA, MD 21085-3735 |
| Document Number | 0127350267 |
| Book / Page | 012735 / 000267 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,267 (+36.45%) | $298,300 (+45.37%) Land $69,100 Building $229,200 | |
| 2025 | $2,236.00 (+9.99%) Homeowner's exemption | ||
| 2023 | $195,867 | $205,200 Land $69,100 Building $136,100 | |
| 2022 | $2,033.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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