1039 Dishman Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1039 Dishman Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1987
Lot Size	0.174 acres (7,588 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Oct 2025)
Tax Bill	$5,850 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-21-31-502-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`26-21-31-502-0000-0520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,497 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,588 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1039 DISHMAN LOOP
City	OVIEDO
State	FL
Zip	32765-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 ALAFAYA WOODS PH 8 PB 34 PGS 85 TO 89
Legal Range	31E
Legal Township	21S
Legal Section	26
Legal Subdivision	ALAFAYA WOODS
Legal Tract	502
Legal Lot Number	52
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3000
Census Tract	21320

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1039 DISHMAN LOOP, OVIEDO, FL 32765-7072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Oct 27, 2025	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Mar 30, 2000 · Amount on Record
Deed Document Number	2025106363
Deed Book / Page	10922 / 753
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jul 15, 2026
Property Address	1039 DISHMAN LOOP, OVIEDO, FL 32765-7072
Document Number	0000070317
Book / Page	11075 / 1694
Instrument Date	Jul 8, 2026
Instrument	202670317
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	WORLDWIDE RECORDING INC, WORLDWIDE RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 DISHMAN LOOP, OVIEDO, FL 32765-7072

Mortgage

Document Number	0000070317,
Date	Jul 15, 2026
Book Page	11075/1694
Instrument	202670317

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 27, 2025
Property Address	1039 DISHMAN LOOP, OVIEDO, FL 32765-7072
Document Number	0109220753
Book / Page	10922 / 753
Map Reference	MB 34 PG 85
Instrument Date	Oct 24, 2025
Instrument	2025106363
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST SERVICE TITLE, FIRST SVC TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1378 BRIDLEBROOK DR, CASSELBERRY, FL 32707-5856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 DISHMAN LOOP, OVIEDO, FL 32765-7072

Mortgage

Document Number	0010922758
Date	Oct 27, 2025
Instrument	10922/758

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,850.00 (+2.67%)	$347,594 (+1.48%)	$347,594 (+1.48%) Land $104,000 Building $243,594
2024	$5,698.00 (+300.7%)	$342,533 (+142.31%)	$342,533 (+2.25%) Land $104,000 Building $238,533
2023	$1,422.00 (+4.02%) Homeowner's exemption	$141,359 (+3%)	$334,994 (+10.2%) Land $104,000 Building $230,994
2022	$1,367.00 Homeowner's exemption	$137,242	$303,985 Land $85,000 Building $218,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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