1039 Cold Spring Rd, Williamstown, MA 01267 Property Records

Berkshire County and Williamstown Town property record for 1039 Cold Spring Rd, Williamstown, MA 01267

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,572 sqft · built 1941
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Trust Names on File
Last Sale	$481,500 (Aug 2023)
Tax Bill	$6,839 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
APN	`M_58302_939198`

Property Details

APN / Parcel Number

Primary APN	`M_58302_939198`
Alternative APNs	`WILL M:154.0 B:0005` `M:0154 P:0005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	960 sqft
Basement Area	816 sqft
Unfinished Basement	316 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	M_58302_939198
Street Address	1039 COLD SPRING RD
City	WILLIAMSTOWN
State	MA
Zip	01267-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SG
Legal Block	5
Jurisdiction	WILLIAMSTOWN MA
Township / Civil Division	WILLIAMSTOWN
Census Block Group	1
Census Block	1018
Census Tract	920101

Owner

1039 Cold Spring Rd is held in a trust since April 2024.

Source: Berkshire County and Williamstown Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2160 CENTURY PARK E, 411, LOS ANGELES, CA 90067-2210
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SOUTH WIND FNCL INC
May 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST
Oct 11, 2017	Deed of Trust, Mortgage · Closed-End Mortgage ADAMS COMMUNITY BK
May 28, 2020	Quit Claim Deed, Transfer · Conventional with PMI JAMES MARTIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Book / Page	1833 / 31
Last Transfer Date	Apr 22, 2024
Transfer Doc	01855-1101
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSTOWN MA
Recording Date	Aug 17, 2023
Property Address	1039 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2733
Document Number	0001833-31
Book / Page	1833 / 31
Instrument Date	Aug 16, 2023
Instrument	4350
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2160 CENTURY PARK E APT 411, 411, LOS ANGELES, CA 90067-2210

Mortgage

Document Number	0000004352
Date	Aug 17, 2023
Instrument	4352

Lender

Name	SOUTH WIND FNCL INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSTOWN MA
Recording Date	May 26, 2021
Property Address	1039 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2733
Document Number	1752-719
Book / Page	1752 / 719
Instrument Date	May 26, 2021
Instrument	3374
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1039 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2733

Mortgage

Document Number	3375
Date	May 26, 2021
Instrument	3375

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2024
Max Rate At Change	3%
Index	3-Year CMT
Margin	3

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	1039 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1637-102
Date	Oct 11, 2017
Book Page	1637/102
Instrument	6112

Lender

Name	ADAMS COMMUNITY BK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSTOWN MA
Recording Date	May 28, 2020
Property Address	1039 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2733
Document Number	1713-448
Book / Page	001713 / 000448
Instrument Date	May 22, 2020
Instrument	2442
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 COLD SPRING RD WILLIAMSTOWN MA 012672733, WILLIAMSTOWN, MA 01267-2733

Mortgage

Document Number	1713-451
Date	May 28, 2020
Book Page	001713/000451
Instrument	2443

Lender

Name	JAMES MARTIN

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1039 Cold Spring Rd was $6,839, up 6% from the year before.

Source: Berkshire County and Williamstown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Williamstown Town
Unified School District	Mount Greylock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,839.00 (+5.97%)	$481,600 (+2.97%) Land $92,000 Building $386,200	$474,159
2025	$6,454.00	$467,700 Land $89,400 Building $378,300
2023	$6,735.00	$416,500 Land $77,300 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1039 Cold Spring Rd; there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 individual policies
Nearby Flood Policies	36 units insured incl. 24 condo units
Nearby Flood Claims	5 (1994–2013)
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Cold Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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