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1039 Cod St, North Port, FL 34286 Property Records

Sarasota County property record for 1039 Cod St, North Port, FL 34286

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2006
Lot Size0.229 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$217,200 (Aug 2020)
Tax Bill$2,256 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0982-04-4908

Property Details

APN / Parcel Number

Primary APN0982-04-4908

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,000 sqft (0.229 acres)
Lot Width1 ft Width
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1039 COD ST
CityNORTH PORT
StateFL
Zip34286-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCTNP
Legal DescriptionLOT 8, BLK 449, 9TH ADD TO PORT CHARLOTTE
Legal Range21E
Legal Township39S
Legal Section23
Legal SubdivisionPORT CHARLOTTE SUB 09
Legal Tract1527
Legal Block449
Legal Lot Number8
JurisdictionSARASOTA FL
Township / Civil DivisionNORTH PORT
Census Block Group2
Census Block2004
Census Tract2743

Owner

Source: Sarasota County records · APN 0982-04-4908

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1039 COD ST, NORTH PORT, FL 34286-4914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 20, 2020Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Mar 01, 2017Warranty Deed, Transfer
GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleMar 01, 2017 · Amount on Record
Deed Document Number2020112556
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address1039 COD ST, NORTH PORT, FL 34286-4914
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 COD ST, NORTH PORT, FL 34286-4914

Mortgage

Document Number0000223380
DateDec 14, 2021
Instrument2021223380
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateAug 20, 2020
Property Address1039 COD ST, NORTH PORT, FL 34286-4914
Document Number0000112556
Instrument DateJul 24, 2020
Instrument112556
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,520.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressS1039 COD OF FLORID ST NORTH PORT FL 34286, NORTH PORT, FL 34286

Mortgage

Document Number112557
DateAug 20, 2020
Instrument112557
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMar 01, 2017
Property Address1039 COD ST, NORTH PORT, FL 34286-4914
Document Number0000025149
Instrument DateFeb 23, 2017
Instrument25149
Transaction TypeTransfer
Record UpdatedMar 17, 2017
Title CompanyGOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Transaction

AmountAmount Recorded
Tax$1,225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1039 COD ST NORTH PORT FL 342864914, NORTH PORT, FL 34286-4914

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
MunicipalityNorth Port City
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,256.00 (-16.84%) Homeowner's exemption$195,359 (+16.2%)$238,000 (-13.64%) Land $18,700 Building $219,300
2023$2,713.00 (-5.14%) Homeowner's exemption$168,123 (-6.3%)$275,600 (+7.4%) Land $20,000 Building $255,600
2022$2,860.00 Homeowner's exemption$179,426$256,600 Land $23,700 Building $232,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121150027432, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims9 (2022)
Claims Outside the SFHA9 of 9
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250

May also be available: Tillman Global Holdings.

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6580651, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH PORT UTILITIES
serves 61,163 people
Water SourceSurface water
Last State InspectionSep 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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