1039 Chenango St, Binghamton, NY 13901 Property Records

Broome County and Fenton Town property record for 1039 Chenango St, Binghamton, NY 13901

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,770 sqft · built 1930
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Tax Bill$4,724 (2026)
Deeds & MortgagesJul 2022 Mortgage
Apr 2018 Line of Credit
APN033200 129.05-6-16

Property Details

APN / Parcel Number

Primary APN033200 129.05-6-16
Alternative APNs
  • 320012900500060160000000
  • 32109300000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area1,770 sqft Total Area
1st Floor Area906 sqft
2nd Floor Area864 sqft
Upper Floors Area294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Width45.3 ft Width
PorchPatio
Porch Area242 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number32109300000
Street Address1039 CHENANGO ST
CityBINGHAMTON
StateNY
Zip13901-1746
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description00700000060070000000
Legal Block6
Legal Lot Number16.000
JurisdictionBROOME NY
Township / Civil DivisionFENTON
Census Block Group1
Census Block1015
Census Tract12201

Owner

Source: Broome County and Fenton Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1039 CHENANGO ST, BINGHAMTON, NY 13901-1746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROADVIEW FCU
Apr 16, 2018Deed of Trust, Mortgage · Line of Credit
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address1039 CHENANGO ST, BINGHAMTON, NY 13901-1746
Transaction TypeMortgage
Record UpdatedJan 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 CHENANGO ST, BINGHAMTON, NY 13901-1746

Mortgage

Document Number04089/1097
DateJul 13, 2022
Book Page4089/1097
Instrument202200017883
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term347 Months
DueJun 1, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address1039 CHENANGO ST, BINGHAMTON, NY 13901-1746
Document Number0038640270
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 CHENANGO ST BINGHAMTON NY 139011746, BINGHAMTON, NY 13901-1746

Mortgage

Document Number0038640270
DateApr 30, 2018
Book Page003864/000270
Instrument11157
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 29, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Broome County and Fenton Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionFenton Town
Unified School DistrictChenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,724.00 (-0.17%) Homeowner's exemption Senior Citizen's exemption
2025$4,732.00 (-0.21%) Homeowner's exemption Senior Citizen's exemption$74,300 (-) Land $30,000 Building $44,300$168,900 (+20.25%) Land $68,197 Building $100,703
2024$4,742.00
2023$74,300 Land $30,000 Building $44,300$140,454 Land $56,711 Building $83,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILLCREST WD #1
serves 2,100 people · EPA ID NY0301667
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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