1039 Champlin Rd, Jefferson, NY 12093 Property Records

Delaware County and Harpersfield Town property record for 1039 Champlin Rd, Jefferson, NY 12093 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1989
Lot Size	9.8 acres (426,888 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (Aug 2015)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123889 12.-1-30`

Property Details

APN / Parcel Number

Primary APN	`123889 12.-1-30`
Alternative APNs	`38890120000001030000` `07000076015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	426,888 sqft (9.8 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07000076015
Street Address	1039 CHAMPLIN RD
City	JEFFERSON
State	NY
Zip	12093-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPER PATENT ROGER/ANNE BROMING
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	DELAWARE NY
Township / Civil Division	HARPERSFIELD
Census Block Group	2
Census Block	2020
Census Tract	970101

Owner

Source: Delaware County and Harpersfield Town records · APN 123889 12.-1-30

Assessment roll updated April 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 LINKS RD, SMITHTOWN, NY 11787-4114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED FEDERAL CREDIT UNION
May 15, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Deed Book / Page	1459 / 71
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Recording Date	Jul 02, 2026
Property Address	1039 CHAMPLIN RD, JEFFERSON, NY 12093-2417
Document Number	0000004017
Book / Page	2576 / 235
Instrument Date	Jun 29, 2026
Instrument	20264017
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 CHAMPLIN RD, JEFFERSON, NY 12093-2417

Mortgage

Document Number	0000004017,
Date	Jul 02, 2026
Book Page	2576/235
Instrument	20264017

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate	5.87%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	1039 CHAMPLIN RD, JEFFERSON, NY 12093-2417
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002434/51
Date	May 15, 2023
Book Page	2434/51
Instrument	3001

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2048

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	1039 CHAMPLIN RD, JEFFERSON, NY 12093-2417
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002248/318
Date	Aug 21, 2020
Book Page	2248/318
Instrument	5233

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Harpersfield Town records · Assessment roll updated April 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Harpersfield Town
Unified School District	Jefferson Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (+188.88%)	$40,050 (-) Land $6,050 Building $34,000	$250,313 (+10.95%) Land $37,813 Building $212,500
2023		$40,050 Land $6,050 Building $34,000	$225,600 Land $34,079 Building $191,521
2020	$1,690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
MTC Cable	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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