1039 Cedardale Rd, Lancaster, TX 75134 Property Records

Dallas County property record for 1039 Cedardale Rd, Lancaster, TX 75134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,205 sqft · built 2016
Lot Size	0.199 acres (8,677 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,317 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-02850-003-042-0000`

Property Details

APN / Parcel Number

Primary APN	`60-02850-003-042-0000`
Alternative APN	`600285000304200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	2,205 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,677 sqft (0.199 acres)
Lot Dimensions	159 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	600285000304200
Street Address	1039 CEDARDALE RD
City	LANCASTER
State	TX
Zip	75134-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARDALE HIGHLANDS BLK C LOT B INT201600133346 DD05132016 CO-DC 0285000304200 23602850003
Legal Subdivision	CEDARDALE HIGHLANDS
Legal Tract	2850
Legal Block	C
Legal Lot Number	B
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1063
Census Tract	16709

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1039 CEDARDALE RD, LANCASTER, TX 75134-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 26, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Nov 19, 2018	Vendor's Lien, Transfer TOWN SQUARE MORTGAGE & INVESTMENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1039 CEDARDALE RD, LANCASTER, TX 75134
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 CEDARDALE RD, LANCASTER, TX 75134

Mortgage

Document Number	0000038679
Date	Feb 8, 2021
Instrument	202100038679

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1039 CEDARDALE RD, LANCASTER, TX 75134
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263652
Date	Sep 2, 2021
Instrument	202100263652

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1039 CEDARDALE RD, LANCASTER, TX 75134-1752
Document Number	0000296114
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1039 CEDARDALE RD LANCASTER TX 751341752, LANCASTER, TX 75134-1752

Mortgage

Document Number	0000296114
Date	Nov 4, 2019
Instrument	296114

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Nov 19, 2018
Property Address	1039 CEDARDALE RD, LANCASTER, TX 75134-1752
Document Number	0000306399
Map Reference	VOL44 PG1
Instrument Date	Nov 19, 2018
Instrument	201800306399
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2443 CROW CREEK DR, 2443, DALLAS, TX 75233-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 CEDARDALE RD, LANCASTER, TX 75134-1752

Mortgage

Date	Nov 19, 2018

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Dallas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,680 (-3.13%) Land $50,000 Building $329,680	$379,680 (-3.13%) Land $50,000 Building $329,680
2025	$8,317.00 (+57.34%)	$391,950 (+9.3%) Land $50,000 Building $341,950	$391,950 (+9.3%) Land $50,000 Building $341,950
2024	$5,286.00 (+8.48%)
2023	$4,873.00 (-9.69%) Homeowner's exemption	$358,610 Land $37,500 Building $321,110	$358,610 Land $37,500 Building $321,110
2022	$5,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Nextlink, T-Mobile.

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