1039 Big Cloud Cir, Alabaster, AL 35007 Property Records

Shelby County property record for 1039 Big Cloud Cir, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1974
Lot Size	0.724 acres (31,554 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Apr 2018)
Tax Bill	$1,015 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137263003001000`

Property Details

APN / Parcel Number

Primary APN	`137263003001000`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Heated Area
1st Floor Area	1,275 sqft
Basement Area	400 sqft
Finished Basement	250 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,554 sqft (0.724 acres)
Lot Dimensions	175 ft deep x 180 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1039 BIG CLOUD CIR
City	ALABASTER
State	AL
Zip	35007-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 26 20S 03W NBRHD: 02 NAVAJO HILLS R-2
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	NAVAJO HILLS 4TH SECTOR
Legal Lot Number	1
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1008
Census Tract	30320

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1039 BIG CLOUD CIR, ALABASTER, AL 35007-9152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Apr 6, 1999 · Amount on Record
Deed Document Number	2018137420
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1039 BIG CLOUD CIR, ALABASTER, AL 35007-9152
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019930
Date	Jan 18, 2022
Instrument	20220118000019930

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 24, 2018
Property Address	1039 BIG CLOUD CIR, ALABASTER, AL 35007-9152
Document Number	0000137420
Map Reference	MB5 PG95
Instrument Date	Apr 13, 2018
Instrument	20180424000137420
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1039 BIG CLOUD CIR, 1039, ALABASTER, AL 35007-9152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1039 BIG CLOUD CIR, ALABASTER, AL 35007-9152

Mortgage

Document Number	0000137430
Date	Apr 24, 2018
Instrument	20180424000137430

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,015.00 (-2.68%) Homeowner's exemption
2025	$1,043.00 (+13.62%)	$19,320 (+8.78%)	$193,200 (+8.85%) Land $75,000 Building $118,200
2023	$918.00 Homeowner's exemption	$17,760	$177,500 Land $75,000 Building $102,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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