Young County property record for 1039 4th St, Graham, TX 76450
| Property Type | Commercial |
|---|---|
| Details | 1,722 sqft · built 2024 |
| Lot Size | 0.125 acres (5,432 sqft) |
| Owner | Company Name on File |
| Last Sale | $20,000 (Mar 2022) |
| Tax Bill | $1,997 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00060-0057-0035-1 |
| Primary APN | 00060-0057-0035-1 |
|---|---|
| Alternative APN |
|
| Building Area | 1,722 sqft Total Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 5,432 sqft (0.125 acres) |
| Street Address | 1039 4TH ST |
|---|---|
| City | GRAHAM |
| State | TX |
| Zip | 76450 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BEN HILL/GRAHAM - BLK 57, LOT 7B |
| Legal Subdivision | FULLERTON SUBDIVISION |
| Legal Block | 57 |
| Legal Lot Number | 7B |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | GRAHAM |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 950500 |
1039 4th St, a commercial property, is owned by a company that bought it in March 2022.
Source: Young County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 731 TEXAS ST, GRAHAM, TX 76450-3229 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Sep 5, 2019 |
| Deed Document Number | 2022583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOUNG TX |
| Property Address | 1039 4TH ST, GRAHAM, TX 76450-3207 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 731 TEXAS ST, GRAHAM, TX 76450-3229 |
| Document Number | 0022000584 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 22000584 |
| Name | UNION SQUARE FCU |
|---|---|
| Type | Credit Union |
| Address | WICHITA FALLS, TX 76301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 25, 2032 |
The 2026 property tax bill for 1039 4th St was $1,997, down 30.4% from the year before.
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Graham City |
| County | Young County |
| Unified School District | Graham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,997.00 (-30.39%) | $77,400 (-30.4%) | $103,190 (-7.2%) Land $9,270 Building $93,920 |
| 2025 | $2,869.00 | $111,200 Land $9,270 Building $101,930 | $111,200 Land $9,270 Building $101,930 |
| 2023 | $16,080 Land $4,050 Building $12,030 | $16,080 Land $4,050 Building $12,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1039 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1039 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brazos Communications Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| New Source Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T.
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